AU

AU Prathama Credit Card

Apply for AU Prathama Credit Card and earn 5X rewards on groceries, BOGO movie tickets & up to 15% off on Zomato/Amazon. Best for new-to-credit users

ShoppingOnline Food OrderingGrocery Shopping
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Issued by

AU

AU Prathama Credit Card image
Joining Fee₹99
Annual Fee₹100
Income₹25000
Credit Score720

Key Highlights

Grocery Shopping

5X Reward Points per ₹100 on Groceries

departmental stores and contactless spends

Online Food Ordering

Up to 15% Instant Discount on Food Apps

on Amazon Grocery / Amazon Now and Zomato app (max cashback ₹250 per month)

Shopping

Enjoy BOGO Buy 1 Get 1 Movie Ticket Via District App

by Zomato every month

Up to 15% Instant Discount on Food Apps

on Amazon Grocery / Amazon Now and Zomato app (max cashback ₹250 per month)

Enjoy BOGO Buy 1 Get 1 Movie Ticket Via District App

by Zomato every month

Eligibility

Age Criteria21-60
Credit Score720
Salaried Income₹3 LPA
Self-employed Income₹3 LPA
Employment TypeSelf Employed, Salaried
New to CreditEligible

Fees & Waivers

Joining Fee₹99
Joining Fee OffsetNot Applicable
Annual Fee₹100
Annual Fee WaiverSpend ₹10,000 within first 90 days of card setup to get 1st year annual fee waived
Estimated Annual Saving₹6000

Rewards & Redemption

Reward Conversion₹0.25
Redemption Options
  • Vouchers
  • Flights & Hotel Booking
  • Merchandise
Earning ExclusionsFuel, Rent, Wallet, Cash advance, EMI, Government Spends, Insurance
Spend ExclusionsFuel, Rent, Wallet, Cash advance, EMI, Government Spends, Insurance

Benefits

All Benefits

  • Earn 5 RP / ₹100 on grocery, departmental stores & contactless spends
  • 2 RP / ₹100 on all other eligible spends
  • up to 15% off on Amazon Grocery/Now and Zomato
  • monthly BOGO movie via District
  • 8 domestic lounge visits/year on quarterly spend milestone

Airport Lounge Benefits

  • 8 complimentary domestic airport lounge visits per year (max 2 per quarter), unlocked on a minimum spend of ₹50,000 in the previous calendar quarter

Movie Ticket Benefits

  • Buy 1 Get 1 free movie ticket every month via District by Zomato app

Fuel Surcharge Waiver Benefits

  • 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000 at fuel stations across India, maximum ₹100 per statement cycle 

Bank Offer

  • Up to 15% instant discount on Amazon Grocery / Amazon Now using the AU Prathama Credit Card (max ₹250 cashback per month)

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility; please carefully review the features and benefits of the card offered before submitting your application, A minimum transaction of ₹100 within 30 days of card issuance is required to activate the card, failing which you will not be eligible for rewards
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