AU Tejas Credit Card

Apply for AU Tejas Credit Card and get up to 10% cashback, 5X reward points on AU Rewardz, welcome bonuses, and instant savings on daily spends at AU Small Finance Bank500

Online Food OrderingTravelUtility Bills

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Issued by

AU

Joining Fee₹500

Annual Fee₹500

Income₹25000

Credit Score720

Key Highlights

Online Food Ordering

Get a flat 10% instant discount on Zomato Food Delivery and Amazon

Now every month, capped at ₹50 per category per month

Travel

Earn 10% cashback on Cab Services from Uber, Ola, Rapido

and all major cab providers, capped at ₹50 per month

Utility Bills

Earn 10% cashback on Bill payments made via the AU 0101

application every month, capped at ₹50 per month

Get a flat 10% instant discount on Zomato Food Delivery and Amazon

Now every month, capped at ₹50 per category per month

Earn 10% cashback on Cab Services from Uber, Ola, Rapido

and all major cab providers, capped at ₹50 per month

Eligibility

Age Criteria21-60

Credit Score720

Salaried Income₹3 LPA

Self-employed Income₹3 LPA

Employment TypeSelf Employed, Salaried

New to CreditEligible

Fees & Waivers

Joining Fee₹500

Joining Fee Offset2,000 Bonus Reward Points OR ₹500 Brand Voucher on card activation

Annual Fee₹500

Annual Fee WaiverFrom 2nd year onwards on ₹1.50 Lakh retail spends done in the previous card anniversary year

Estimated Annual Saving₹10000

Rewards & Redemption

Reward Conversion0.25

Redemption Options

E-voucher
Merchandise
Flight & Hotel bookings

Earning ExclusionsCash, Rent, Education, Government Spends, EMI, Fuel, Transportation, Quasi Cash Transactions

Spend ExclusionsCash, Rent, Education, Government Spends, EMI, Fuel, Transportation, Quasi Cash Transactions

Benefits

All Benefits

10% cashback / instant discount on partner merchants (Movies via District by Zomato, Zomato food delivery, Amazon Grocery / Amazon Now
All major Cab services and Bill payments via AU 0101 each capped at ₹50 per month)
Accelerated 5 RP per ₹100 on AU Rewardz spends (Flights, Hotels, Voucher Shopping, Bill Payments), 1 RP per ₹100 on other spends
Visa benefits with MakeMyTrip / Times Prime / Alaya Stays
Bonus 500 RP on completing 5 transactions of ₹500+ in a statement cycle, contactless payments up to ₹5,000 without PIN and a lifetime-free Add-on Card.

Welcome Benefits

Brand vouchers worth ₹500 OR 2,000 Reward Points on card activation and 1st successful transaction within 30 days of card issuance

Flight Benefits

Earn 5 Reward Points per ₹100 spent on Flights booked via AU Rewardz
Visa Cardholders additionally get 2 Complimentary Domestic Flight Seats on MakeMyTrip (max value ₹350) plus a Flat 15% off on Hotels

Cab Benefits

Earn 10% cashback on Cab services from all major providers Uber, Ola, Rapido every month, capped at ₹50 per month

Movie Ticket Benefits

Earn 10% instant discount on Movies booked via District by Zomato every month, capped at ₹50 per month

Fuel Surcharge Wavier Benefits

1% Fuel Surcharge Waiver on fuel transactions between ₹400 and ₹5,000 across all fuel stations in India, capped at ₹100 per statement cycle

Bank Offer

10% cashback on Bill payments via AU 0101 application (max ₹50 / month)
10% discount on Amazon Grocery / Amazon Now (max ₹50 / month)
Times Prime Complimentary Annual Membership (Visa)
Alaya Stays — Stay 3 nights pay 2 nights + 50% off 2nd night (Visa)
Contactless payments up to ₹5,000 without PIN
Lifetime-free Add-on Card
Xpress EMI — convert transactions of ₹500+ (min total ₹2,000) into EMI

Documents

PAN Card

Aadhaar Card or valid address proof

Latest salary slips or income proof

Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility; please carefully review the features and benefits of the card offered before submitting your application

A minimum transaction of ₹100 within 30 days of card issuance is required to activate the card, failing which you will not be eligible for rewards

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