AU

AU Vetta Credit Card

Apply for the AU Vetta Credit Card – complimentary Times Prime membership, 4X reward points on grocery, domestic & international lounge access, ₹50L air cover

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Issued by

AU

AU Vetta Credit Card image
Joining Fee₹2999
Annual Fee₹2999
Income₹25000
Credit Score720

Key Highlights

Grocery Shopping

Earn 4X Rewards on Grocery & Departmental Stores

per ₹100 spent the highest accelerated reward category

Travel

Complimentary 1 Domestic, 1 International & 1 Railway Lounge

accesses per quarter making every journey more comfortable

Complimentary 1 Domestic, 1 International & 1 Railway Lounge

accesses per quarter making every journey more comfortable

Earn 4X Rewards on Grocery & Departmental Stores

per ₹100 spent the highest accelerated reward category

Eligibility

Age Criteria21-60
Credit Score720
Salaried Income₹3 LPA
Self-employed Income₹3 LPA
Employment TypeSelf Employed, Salaried
New to CreditEligible

Fees & Waivers

Joining Fee₹2999
Joining Fee OffsetComplimentary Annual Times Prime Membership giving access to 20+ subscriptions and 40+ discount-led offers
Annual Fee₹2999
Annual Fee WaiverAnnual fee waived on spending ₹1.5 lakhs in the preceding card anniversary year
Estimated Annual Saving₹11000

Rewards & Redemption

Reward Conversion1 Reward Point = ₹0.20
Redemption Options
  • Merchandise
  • Mobile/DTH
  • E-vouchers
Earning ExclusionsCash, Rent, Education, Government spends, EMI, Fuel, Transportation, Quasi Cash transactions
Spend ExclusionsCash, Rent, Education, Government spends, EMI, Fuel, Transportation, Quasi Cash transactions

Benefits

All Benefits

  • 2 complimentary railway lounge accesses per calendar quarte
  • Earn 1,000 Bonus Reward Points on completing any retail transaction on your birthday
  • Complimentary Annual Times Prime Membership giving access to 20+ subscriptions and 40+ discount-led offers
  • Complimentary Annual Times Prime Membership giving access to 20+ subscriptions and 40+ discount-led offers
  • ₹5 Lakh Credit Shield against card outstanding in case of permanent total disability

Welcome Benefits

  • Complimentary Annual Times Prime Membership giving access to 20+ subscriptions and 40+ discount-led offers

Flight Benefits

  • Visa Offer with MakeMyTrip: 2 complimentary domestic flight seat bookings max value up to ₹350 each and flat 15% off on select domestic hotels as MyCash

Airport Lounge Benefits

  • 1 complimentary domestic airport lounge access per calendar quarter in India (subject to minimum ₹50,000 spend in the calendar quarter)
  • 4 complimentary international airport lounge accesses annually (1 per quarter) via Priority Pass

Dining Benefits

  • Access to curated DinewithVisa dining experiences and 24x7 dedicated Global Concierge Assistance for restaurant and anniversary dinner bookings

Fuel Surcharge Waiver Benefits

  • 1% Fuel Surcharge Waiver on fuel transactions between ₹400 and ₹5,000 at all fuel stations across the country, capped at ₹250 per statement cycle

Insurance Benefits

  • ₹50 Lakh Air Accident Cover
  • ₹5 Lakh Credit Shield against card outstanding in case of permanent total disability, critical illness or death
  • ₹25,000 Purchase Protection on items bought with the card for 90 days
  • covers for baggage loss/delay, flight delay, loss of passport and plane hijack

Bank Offer

  • Alaya Stays: Stay for 3, Pay for 2 with 50% off on the 2nd night across 200+ 4-star villas
  • Xpress EMI on transactions of ₹2,000+, contactless payments up to ₹5,000, free add-on cards, and zero liability cover on lost-card fraud post reporting

Milestone Benefits

Minimum Spend₹50000
Within90 days
Reward Points Bonus500

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility; please carefully review the features and benefits of the card offered before submitting your application
A minimum transaction of ₹100 within 30 days of card issuance is required to activate the card, failing which you will not be eligible for rewards
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