Axis

Axis Aura Credit Card

Apply for Axis Bank Aura Credit Card for 5X rewards, 4 free Practo consults/month, 30% nutrition discount & fitness sessions. Best for wellness users.

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Axis

Axis Aura Credit Card image
Joining Fee₹749
Annual Fee₹749
Income₹16999
Credit Score720

Key Highlights

Get a Decathlon OMNI Gift Card worth ₹750

as a welcome benefit redeemable at decathlon.in, the Decathlon app, or Decathlon stores within 60 days of card issuance

Earn 5X EDGE Reward Points on Insurance Spends

as a welcome benefit redeemable at decathlon.in, the Decathlon app, or Decathlon stores within 60 days of card issuance

Shopping

Get a Decathlon OMNI Gift Card worth ₹750

as a welcome benefit redeemable at decathlon.in, the Decathlon app, or Decathlon stores within 60 days of card issuance

Eligibility

Age Criteria18-70

Applicants must be between 18 and 70 years of age to apply for this credit card

Credit Score720

A CRIF score of 750 or higher improves approval chances subject to bank discretion

Salaried Income₹2 LPA

Salaried applicants should have a minimum annual income of ₹2,00,000 or more as per bank eligibility norms

Self-employed Income₹3 LPA

Self employed applicants should have a minimum annual income of ₹2,00,000 or more as per bank eligibility norms

Employment TypeSelf Employed, Salaried
New to CreditEligible

Fees & Waivers

Joining Fee₹749

A joining fee of ₹749 is charged and cardholders receive an Amazon or Decathlon voucher worth ₹750 on successful card activation

Joining Fee OffsetAmazon or Decathlon voucher worth ₹750 on card activation
Annual Fee₹749

An annual fee of ₹749 is charged from the second year onwards as per Axis Bank terms

Annual Fee WaiverThe annual fee is not waived under any spending conditions.
Estimated Annual Saving₹2499

Rewards & Redemption

Reward ConversionEarn 2 EDGE Reward Points for every ₹200 spent
Redemption Options

Rewards can be redeemed through the Axis EDGE Rewards catalogue
 

Earning ExclusionsFuel Spends, EMI Spends, Wallet Loads, Jewellery Purchases, Cash Advances, Outstanding Payments
Spend ExclusionsFuel Spends, EMI Spends, Wallet Loads, Jewellery Purchases, Cash Advances, Outstanding Payments

Benefits

Welcome Benefits

  • Get a complimentary Decathlon OMNI Gift Card worth ₹750 upon card issuance, valid for 60 days and redeemable at decathlon.in, the Decathlon app, or Decathlon retail stores

Surcharge Waiver Benefits

  • Get a 1 percent fuel surcharge waiver on fuel spends between ₹400 and ₹4,000 with a maximum benefit of ₹250 per statement cycle

Insurance Benefits

  • Earn 5X EDGE Reward Points on insurance spends, with the maximum eligible transaction amount capped at ₹10,000 per transaction

All Benefits

  • 5X EDGE Reward Points on insurance spends, capped at ₹10,000 per transaction, over and above the base rate of 2 points per ₹200
  • Decathlon OMNI Gift Card worth ₹750, redeemable within 60 days of card issuance
  • 4 complimentary Practo video doctor consultations per month (48 per year) across 22 specialties, plus 20% off on medicines, lab tests, and health check-ups
  • 4 personal video workout sessions per month with Fitternity, plus 16 pre-recorded sessions every month
  • Up to 15% off on dining via Axis Bank Dining Delights, max ₹500 discount on ₹2,500 minimum order, valid once per card per month.

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility
Please carefully read the features of the card offered before submitting your application
A minimum transaction of ₹100 within 30 days is required to activate the card and become eligible for rewards

FAQ

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