Axis

Axis Horizon Credit Card

Apply for Axis Horizon Credit Card for 5 Miles per ₹100 on travel, 2 intl lounges/quarter, 5K welcome miles & 1:1 transfer. Best for frequent flyers.

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Issued by

Axis

Axis Horizon Credit Card image
Joining Fee₹3000
Annual Fee₹3000
Income₹50000
Credit Score720

Key Highlights

5000 EDGE Miles on First transaction

will be credited on the first transaction of ₹1000 or more within 30 days of card issuance.

Travel

5 EDGE Miles for Travel & Airline Spends

for every ₹100 spent on Axis Bank Travel Edge website and airline-related purchases.

Online Food Ordering

10% Discount on Swiggy

every Wednesday, as part of "Wednesday Delight".

Get 2 Complimentary International Lounge Visits

per quarter and 8 domestic lounge visits for Visa Signature cardholders.

Travel

Get 2 Complimentary International Lounge Visits

per quarter and 8 domestic lounge visits for Visa Signature cardholders.

Complimentary Lounge Visits

get 2 complimentary international lounge visits per quarter and 8 domestic lounge visits for Visa Signature cardholders.

Eligibility

Age Criteria18-70

While the bank permits a minimum age of 18 and a maximum age of 70 for eligibility, our experts advice believe that higher chances of approval for the people falling in the age group of 21-60

Credit Score720

A minimum credit score of 720 is recommended for approval.

Salaried Income₹6 LPA

Minimum income requirement of ₹25,000 per month.

Self-employed Income₹6 LPA
Employment TypeSelf Employed, Salaried
New to CreditEligible

Fees & Waivers

Joining Fee₹3000

The joining fee of ₹3000 + GST is applicable at the time of card issuance

Joining Fee OffsetThe joining fee is not offset by any bonus or credit.
Annual Fee₹3000
Annual Fee WaiverThe annual fee is not waived under any spending conditions.
Estimated Annual Saving₹20000

Rewards & Redemption

Reward Conversion1 EDGE Mile = ₹1
Redemption Options
  • Flight Booking
  • Hotels
  • Experiences via the Axis Bank Travel EDGE platform or the EDGE Miles catalogue.
Earning ExclusionsTransportation, Tolls, Utilities, Telecom, Insurance, Educational Institutions, Govt. Institutions, Wallet, Rent, Fuel
Spend ExclusionsExclude fuel, insurance, and utility spend waivers

Benefits

All Benefits

  • 5000 EDGE Miles credited on the first transaction greater than or equal to ₹1000 within 30 days of card issuance.
  • 1500 EDGE Miles credited upon card anniversary each year.
  • 5 EDGE Miles for every ₹100 spent on Axis Bank Travel EDGE portal and airline bookings.
  • 2 complimentary international lounge accesses per calendar quarter.
  • 6-8 complimentary lounge visits per calendar quarter, depending on card type (Mastercard® or Visa).
  • Discounts and benefits at top restaurants across India under the Dining Delights Program.
  • 1% fuel surcharge waiver on transactions between ₹400 and ₹5000, capped at ₹400 per statement month.
  • Lost card liability cover up to ₹10 lakh for fraudulent transactions.
  • Special offers every Wednesday for additional savings and perks.

Welcome Benefits

  • 5,000 EDGE Miles on your first transaction of ₹1,000 within 30 days of card issuance

Flight Benefits

  •  5 EDGE Miles/₹100 on airline spends & Axis Travel EDGE bookings.
  • Up to 15% instant savings on flights & hotels via MakeMyTrip every Wednesday

Airport Lounge Benefits

  • 6 complimentary visits/quarter (Mastercard)
  • 8 complimentary visits/quarter (Visa)
  • 2 international visits/quarter 
     

Surcharge Waiver Benefits

  • 1% fuel surcharge waiver on fuel transactions between ₹400–₹5,000 

Insurance Benefits

  •  Lost card liability cover up to ₹10 lakhs for fraud transactions 

Bank Offer

  •  10% off on Swiggy orders every Wednesday
  • 10% off up to ₹1,000 on Tira every Wednesday

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility. Please carefully read the features of the card offered before submitting your application.

FAQ

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