Axis

Axis Cashback Credit Card

Apply for Axis Cashback Credit Card. Earn up to 7% cashback on online spends, 0.75% on travel & offline, 15% off via EazyDiner. Best for online shoppers.

ShoppingTravelUtility Bills
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Issued by

Axis

Axis Cashback Credit Card image
Joining Fee₹1000
Annual Fee₹1000
Income₹50000
Credit Score750

Key Highlights

Shopping

Earn Up To 7% Cashback On Online

Spends tiered across monthly spend brackets, capped at ₹4,000 per statement month

Travel

Earn 0.75% Unlimited Cashback On Travel

on airlines, railways, travel agencies, and car rentals with no monthly cap

Utility Bills

Earn 0.5% Cashback On Utility Bill Payments

capped at ₹100 per statement month

Earn Up To 7% Cashback On Online Spends

tiered across monthly spend brackets, capped at ₹4,000 per statement month

Earn 0.75% Unlimited Cashback On All Offline

and Travel Spends on eligible point-of-sale and travel transactions with no monthly cap

Eligibility

Age Criteria21-70

Applicants must be between 21 and 70 years at the time of application.

Credit Score750

A CRIF score of 750 or above is required as per the bank’s eligibility criteria.

Salaried Income₹6 LPA

Minimum Annual Income of ₹6 LPA is required to apply for the Axis Cashback Credit Card, as per bank eligibility.

Self-employed Income₹7 LPA

Minimum Annual Income of ₹7 LPA is required to apply for the Axis Cashback Credit Card, as per bank eligibility.

Employment TypeSelf Employed, Salaried
New to CreditNot eligible

Fees & Waivers

Joining Fee₹1000

A one-time joining fee is charged at the time of card issuance as per the bank’s policy.

Joining Fee OffsetEDGE Reward Points worth ₹1,000 on your first transaction.
Annual Fee₹1000

The annual fee is charged every year and may be waived if you meet the bank’s spending conditions.

Annual Fee WaiverThe annual fee is waived if you spend ₹4,00,000 or more in a year on your card, as per bank policy.
Estimated Annual Saving₹200000

Rewards & Redemption

Reward ConversionN/A
Redemption Options

This is a cashback card, and the earned cashback is adjusted directly in your monthly statement

Earning ExclusionsFuel Spends,Wallet Loads,EMI Spends,Rent Payment,Insurance Payments,Voucher Purchases,ATM Cash Withdrawals,All Reversals,Interest Charges, Service Charges,Toll Payments,Gambling Transactions,Utility Bill Payments,Government-Related Transactions,Educational Spends,Forex Transactions
Spend ExclusionsFuel Spends,Wallet Loads,EMI Spends,Rent Payment,Insurance Payments,Voucher Purchases,ATM Cash Withdrawals,All Reversals,Interest Charges, Service Charges,Toll Payments,Gambling Transactions,Utility Bill Payments,Government-Related Transactions,Educational Spends,Forex Transactions

Benefits

All Benefits

  • Up to 7% cashback on online spends (2% up to ₹5,000 / 5% up to ₹40,000 / 7% above ₹40,000), capped at ₹4,000 per statement month.
  • 0.75% unlimited cashback on all offline and travel spends.
  • 0.5% cashback on utility bill payments, capped at ₹100 per statement month.
  • 15% instant discount on EazyDiner, capped at ₹500 per month on minimum order of ₹2,500.
  • 5,000 EDGE Reward Points worth ₹1,000 on first transaction within 30 days.

Welcome Benefits

  • 5,000 EDGE Reward Points worth ₹1,000 on first spend transaction within 30 days of card issuance.

Travel Benefits

  • 0.75% unlimited cashback on flight and airline transactions, credited as statement credit before next statement date.

Railway Benefits

  • 0.75% unlimited cashback on railway transactions, credited as statement credit.

Cab Benefits

  • 0.75% unlimited cashback on car rental and cab transactions, credited as statement credit.

Bus Benefits

  • 0.75% unlimited cashback on bus transactions, credited as statement credit before next statement date.

Bank Offer

  • 15% instant discount via EazyDiner on minimum transaction of ₹2,500, capped at ₹500 per month per card.

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility. Please carefully read the features of the card offered before submitting your application
A minimum transaction of Rs.100 within 30 days is required to activate the card, otherwise, you won’t be eligible for the Rewards

FAQ

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