Axis

Axis IKEA Family Credit Card

Apply for the IKEA Family Credit Card by Axis Bank and earn 3 EDGE Reward Points per ₹100 at IKEA, 2 on dining, plus 15% off restaurants. Nil fees

ShoppingDining
Issued by

Axis

Axis IKEA Family Credit Card  image
Joining FeeFree
Annual FeeFree
Income₹25000
Credit Score720

Key Highlights

Shopping

Earn 3 EDGE Reward Points on Every ₹100 Spent at IKEA

and on the IKEA India app and website

Earn 3 EDGE Reward Points on Every ₹100 Spent at IKEA

and on the IKEA India app and website

Dining

Get Up to 15% Off at Partner Restaurants via Dining Delights

Maximum discount ₹500 on a minimum order of ₹2,500, once per card every month

Shopping

Avail EMIs at 13% p.a. on IKEA Purchases Above ₹15,000

the EMI option at checkout for tenures of 3 to 48 months, on a ₹199 + GST processing fee

Get Up to 15% Off at Partner Restaurants via Dining Delights

Maximum discount ₹500 on a minimum order of ₹2,500, once per card every month

Eligibility

Age Criteria21-60
Credit Score720
Salaried Income₹3 LPA
Self-employed Income₹3 LPA
Employment TypeSelf Employed, Salaried
New to CreditEligible

Fees & Waivers

Joining FeeFree
Joining Fee OffsetNot Applicable
Annual FeeFree
Annual Fee WaiverNot Applicable
Estimated Annual Saving₹10000

Rewards & Redemption

Reward Conversion1 Reward Point = ₹0.20
Redemption Options
  • IKEA Stores
  • IKEA India Online
Earning ExclusionsFuel, Rent, Insurance, Wallet Load, Government Services, Education, Utilities, Transportation, Tolls, EMI, Cash Advance, Balance Transfer, fee & Charges
Spend ExclusionsFuel, Rent, Insurance, Wallet Load, Government Services, Education, Utilities, Transportation, Tolls, EMI, Cash Advance, Balance Transfer, fee & Charges

Benefits

All Benefits

  • 3 EDGE Reward Points per ₹100 spent at IKEA India
  • up to 15% off, maximum ₹500, at partner restaurants via Dining Delights
  • EMIs on IKEA purchases at 13% p.a.

Dining Benefits

  • up to 15% off, maximum ₹500, on a minimum order of ₹2,500 through the EazyDiner Dining Delights programme, once per card per month
  • 2 EDGE Reward Points per ₹100 spent at 

Fuel Surcharge Waiver Benefits

  • 1% fuel surcharge waiver on fuel transactions between ₹400 and ₹4,000, capped at ₹250 per statement cycle

Bank Offer

  • IKEA purchases of ₹15,000 and above can be converted to EMIs at 13% p.a. at checkout, for tenures of 3 to 48 months on a ₹199 + GST processing fee
  • IKEA spends of ₹2,500 and above can also be converted within 60 days of the transaction at the same 13% p.a. rate for tenures of 3 to 24 months by raising a service request

Bank Offer

  • IKEA purchases of ₹15,000 and above can be converted to EMIs at 13% p.a. at checkout, for tenures of 3 to 48 months on a ₹199 + GST processing fee
  • IKEA spends of ₹2,500 and above can also be converted within 60 days of the transaction at the same 13% p.a. rate for tenures of 3 to 24 months by raising a service request

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility; please carefully review the features and benefits of the card offered before submitting your application
A minimum transaction of ₹100 within 30 days of card issuance is required to activate the card, failing which you will not be eligible for rewards