Axis

Axis Privilege Amex Credit Card

Apply for Axis Privilege Amex Credit Card and earn 10 EDGE Points/₹200 on all spends, 8 domestic lounge visits/year, and dining discounts. Best for everyday spenders.

ShoppingOnline Food OrderingTravel
Issued by

Axis

Axis Privilege Amex Credit Card  image
Joining FeeFree
Annual Fee₹1500
Income₹40000
Credit Score750

Key Highlights

Earn 10 EDGE Reward Points

on every ₹200 spent domestically and internationally

Get 2 Complimentary Domestic Airport Lounge

Visits per calendar quarter after spending ₹50,000 in the previous 3 months

Online Food Ordering

Get Saturday Discount

of ₹150 on Zomato, Blinkit and Swiggy once per month with minimum orders of ₹600 on Zomato and Swiggy and ₹1,500 on Blinkit

Shopping

Earn 10 EDGE Reward Points

on every ₹200 spent domestically and internationally

Travel

Enjoy Lounge Visits

with 2 complimentary domestic airport lounge visits per quarter on minimum spend of ₹50,000 in the prior 3 months

Get Movie Ticket Discount

with 100% off on the second ticket booked via District app up to ₹250 once per month

Travel

Get Flight Booking Discount

of 14% on domestic and 11% on international bookings via Yatra, up to ₹2,025 and ₹7,000 respectively

Eligibility

Age Criteria21-70

Salaried applicants must be between 21 and 70 years of age at the time of application

Credit Score750

A minimum credit score of 750+ is recommended for approval.

Salaried Income₹6 LPA

A minimum annual income of ₹6 LPA is required to apply for this card, as per bank eligibility criteria.

Self-employed Income₹6 LPA

A minimum annual income of ₹6 LPA is required to apply for this card, as per bank eligibility criteria.

Employment TypeSelf Employed, Salaried
New to CreditNot eligible

Fees & Waivers

Joining FeeFree

Joining fee may be waived on the American Express network during selected promotional periods as per Axis Bank terms

Joining Fee OffsetThe Activation benefit of 12500 EDGE Reward Points will not be applicable during the FYF offer period
Annual Fee₹1500

Annual fee of ₹1,500 is waived on spending ₹5,00,000 or more in the preceding card anniversary year as per Axis Bank terms

Annual Fee WaiverThe annual fee is waived if you spend ₹5 lakh or more in a year on your card, as per bank policy.
Estimated Annual Saving₹2023432

Rewards & Redemption

Reward Conversion1 EDGE Reward Point = ₹0.20
Redemption Options
  • Products
  • Vouchers
  • Instant e-vouchers
  • Multi-brand voucher redemption
Earning ExclusionsRent Payment, Fuel Spends, Insurance Payments, EMI Spends, Cash Advances, ATM Cash Withdrawals, Jewellery Purchases, Education Spends
Spend ExclusionsRent Payment, Fuel, Insurance, EMI Transactions, Cash withdrawals, Jewellery, School & Educational Services, Government Transactions, Wallet Loads, Fees & Charges

Benefits

All Benefits

  • Get 2 complimentary domestic airport lounge visits per calendar quarter after spending ₹50,000 in the previous 3 months
  • Get 12,500 EDGE REWARD Points as activation benefit on payment of joining fee and 1st transaction within 30 days
  • Earn 10 EDGE Reward Points on every ₹200 spent domestically & internationally
  • Get 10,000 EDGE Reward Points (worth ₹2,000) on spending ₹2,50,000 in a card anniversary year
  • Get flat 25% off on domestic hotel bookings via Yatra, up to ₹7,500 (minimum booking ₹5,000; once per card per month; valid till 30 June 2026)

Welcome Benefits

  • 12,500 EDGE REWARD Points on payment of applicable joining fee and completion of first transaction within 30 days of card issuance
    (The Activation benefit of 12500 EDGE Reward Points will not be applicable during the FYF offer period)

Flight Benefits

  • Get flat 14% off on domestic flight bookings via Yatra, up to ₹2,025 once per card per month (minimum booking ₹5,000; valid till 30 June 2026)
  • Get flat 11% off on international flight bookings via Yatra, up to ₹7,000 once per card per month (minimum booking ₹15,000 valid till 30 June 2026)

Airport Lounge Benefits

  • 2 complimentary domestic airport lounge visits per quarter; requires minimum spend of ₹50,000 in the prior 3 months

Fuel Surcharge waiver Benefits

  • 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000 at all fuel stations across India, capped at ₹400 per statement cycle

Milestone Benefits

Minimum Spend₹250000
Within365 days
Reward Points Bonus10000

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility
Please review the features of the card offered before submitting your application
A minimum transaction of ₹100 within 30 days of card issuance is required to activate the card and become eligible for reward points

FAQ