Axis

Axis Rewards Credit Card

Apply for Axis Bank Rewards Credit Card for 10X EDGE rewards, 2 lounges/quarter, 1,500 milestone points & ₹150 off Swiggy. Best for everyday spenders.

ShoppingOnline Food OrderingTravel
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Issued by

Axis

Axis Rewards Credit Card image
Joining Fee₹1000
Annual Fee₹1000
Income₹30000
Credit Score720

Key Highlights

30% Off on Swiggy

instant discount on Swiggy twice every month

Shopping

Earn 10X EDGE REWARD Points

on spends at apparel and departmental storescapped at 1,008 bonus points (on ₹7,000 accelerated spends) per statement month, beyond which the base rate of 2 points per ₹125 applies

Online Food Ordering

30% Off on Swiggy

instant discount on Swiggy twice every month

Earn 5,000 EDGE REWARD Points

as a welcome benefiton cumulative spends of ₹1,000 or more within 30 days of card issuance

Travel

Enjoy 2 complimentary Domestic Airport Lounge

visits per quarter subject to minimum eligible spends of ₹50,000 in the previous 3 calendar months

Eligibility

Age Criteria21-60
Credit Score720
Salaried Income₹3 LPA
Self-employed Income₹3 LPA
Employment TypeSelf Employed, Salaried
New to CreditEligible

Fees & Waivers

Joining Fee₹1000
Joining Fee OffsetEarn 5,000 EDGE REWARD Points on cumulative net spends of ₹1,000 or more within 30 days of card issuance.
Annual Fee₹1000
Annual Fee WaiverThe annual fee is waived if you spend ₹2 lakh or more in a year on your card, as per bank policy.
Estimated Annual Saving₹3839

Rewards & Redemption

Reward Conversion1 reward point = ₹0.25
Redemption Options

Rewards can be redeemed on:

  • EDGE REWARDS by Axis Bank
Earning ExclusionsFuel Spends, EMI Spends, Wallet Loads, Jewellery Purchases, Cash Advances, Payment of outstanding balances, Bank Charges & Fees, Rent Payment, Government-related Transactions, Insurance Payments, Education Spends, Utility Bill Payments
Spend ExclusionsFuel Spends, EMI Spends, Wallet Loads, Jewellery Purchases, Cash Advances, Payment of outstanding balances, Bank Charges & Fees, Rent Payment, Government-related Transactions, Insurance Payments, Education Spends, Utility Bill Payments

Benefits

All Card Benefits

  • 5,000 EDGE REWARD Points on cumulative spends of ₹1,000 or more within 30 days of card issuance
  • 10X EDGE REWARD Points on apparel and departmental store spends, capped at 1,008 bonus points (₹7,000 spend) per statement month
  • 1,500 bonus EDGE REWARD Points on monthly spends of ₹30,000 or more
  • 2 complimentary domestic airport lounge visits per quarter, subject to ₹50,000 spends in the previous 3 calendar months

Welcome Benefits

  • Earn 5,000 EDGE REWARD Points as a welcome benefit on cumulative spends of ₹1,000 or more within 30 days of card issuance

Airport Lounge Benefits

  • Enjoy 2 complimentary domestic airport lounge visits per quarter at select airports, subject to minimum eligible spends of ₹50,000 in the previous 3 calendar months

Fuel Surcharge Wavier Benefits

  • 1% fuel surcharge waiver on fuel transactions in India between ₹400 and ₹5,000, capped at ₹400 per statement month. GST on fuel surcharge is non-refundable, and no reward points are earned on fuel transactions

Insurance Benefits

  • Purchase protection cover up to ₹1 lakh
  • Baggage delay (delay of check-in baggage) cover up to $300
  • Loss of travel documents cover up to $300
  • Loss of check-in baggage cover up to $500

Bank Offer

  • Earn 1,500 bonus EDGE REWARD Points on monthly spends of ₹30,000 or more, credited within 15 days of statement generation
  • Get a renewal membership bouquet worth up to ₹1,000 every anniversary year on payment of the annual fee
  • Get flat ₹150 instant discount on Swiggy on a minimum order value of ₹500, valid twice per calendar month per card, using code AXISREWARDS
  • Wednesday Delight: up to 15% instant savings on flights and hotels via MakeMyTrip, 10% off on Swiggy, and 10% off up to ₹1,000 on Tira, every Wednesday

Milestone Benefits

Minimum Spend₹30000
Within30 days
Reward Points Bonus1500

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility. Please carefully read the features of the card offered before submitting your application
A minimum transaction of Rs.100 within 30 days is required to activate the card, otherwise, you won’t be eligible for the Rewards.

FAQ

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