Axis

Axis Shoppers Stop Credit Card

Check Axis Shoppers Stop Credit Card eligibility, income criteria, fees, reward/cashback rates, benefits and exclusions. Compare features and apply online.

Shopping
Issued by

Axis

Axis Shoppers Stop Credit Card image
Joining Fee₹500
Annual Fee₹500
Income₹23456
Credit Score720

Key Highlights

Earn 20 First Citizen Points

per ₹200 on Shoppers Stop Exclusive (private label) brands and 12 points per ₹200 on other Shoppers Stop brands

Shopping

Earn 20 FC Points Per ₹200

on Exclusive Brands and 12 FC points per ₹200 on other brands at Shoppers Stop

Earn 2 First Citizen Points Per ₹200

on eligible spends outside Shoppers Stop

Eligibility

Age Criteria18-70

Applicants must be between 18 and 70 years at the time of application.

Credit Score720

A minimum credit score of 700 and above is recommended for approval.

Salaried Income₹2 LPA

Minimum Annual Income of ₹2 LPA is required to apply for the Axis Bank Shoppers Stop Credit Card , as per bank eligibility.

Self-employed Income₹6 LPA

Minimum Annual ITR of ₹6 LPA is required to apply for the Axis Bank Shoppers Stop Credit Card , as per bank eligibility.

Employment TypeSelf Employed, Salaried
New to CreditEligible

Fees & Waivers

Joining Fee₹500

A one-time joining fee of ₹500 is charged at the time of card issuance as per the bank's policy

Joining Fee OffsetComplimentary Shoppers Stop vouchers worth ₹2,250, complimentary First Citizen Club Golden Glow Membership, and 300 First Citizen reward points on first transaction within 30 days of card issuance
Annual Fee₹500

The annual fee is charged every year and may be waived if you meet the bank’s spending conditions

Annual Fee WaiverThe annual fee is waived if you spend ₹1,00,000 or more in a year on your card, as per bank policy
Estimated Annual Saving₹435464

Rewards & Redemption

Reward Conversion1 First Citizen Point = ₹1.00
Redemption Options
  • Shoppers Stop stores (online and offline)

 

Earning ExclusionsFuel, Rent, Wallet Load, Insurance, Cash Advances, EMI Transactions, Government Spends, Education Fees, Utilities
Spend ExclusionsFuel, Rent, Wallet Load, Insurance, Cash Advances, EMI Transactions, Government Spends, Education Fees, Utilities

Benefits

All Benefits

  • Earn 20 FC points per ₹200 on Shoppers Stop Exclusive Brands and 12 FC points per ₹200 on other Shoppers Stop brands
  • Get exclusive access to 2 end-of-season sales + 1 festive sale every year
  • Enjoy 45-day extended exchange period at Shoppers Stop outlets on card payments
  • Get flat 15% off in your birthday & anniversary month on Exclusive Brands (apparel) on card payments
  • Avail free home delivery for in-store/online purchases on card payments

Welcome Benefits

  • First Citizen Reward Points worth ₹300 on the first transaction within 30 days of card issuance
  • 3 Shoppers Stop vouchers of ₹500 each redeemable on min spend of ₹5,000 at Shoppers Stop/Homestop
  • 1 voucher of ₹500 redeemable on min spend of ₹2,500 on Exclusive Brands
  • ₹250 off on ShoppersStop.com using the voucher code (one-time use)
  • Complimentary Golden Glow Membership after first transaction

Surcharge Waiver Benefits

  • 1% fuel surcharge waiver on fuel spends between ₹400 to ₹5,000, max waiver ₹400 per statement cycle

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility. Please carefully read the features of the card offered before submitting your application
A minimum transaction of Rs.100 within 30 days is required to activate the card, otherwise, you won’t be eligible for the Rewards

FAQ