Bank of Baroda

BOB Cashback Credit Card

Apply for BOB Cashback Credit Card and get 5% online cashback (up to ₹1,500/month), 1% unlimited everywhere, 1% fuel waiver. Best for: online shoppers

Shopping
Issued by

Bank of Baroda

BOB Cashback Credit Card image
Joining Fee₹499
Annual Fee₹499
Income₹30000
Credit Score720

Key Highlights

Earn 5% Cashback

on online spends on all eligible domestic online purchases, capped at ₹1,500 per month

Shopping

Earn 5% Cashback

on all eligible domestic online purchases, capped at ₹1,500 per month

Earn 1% Unlimited Cashback

on all other spends on every eligible offline and other transaction, with no upper limit

Eligibility

Age Criteria25-55

Applicants must be between 25 and 55 years at the time of application.

Credit Score720

A CRIF score of 750 or above is required as per the bank’s eligibility criteria.

Salaried Income₹3 LPA

Minimum Annual Income of ₹3 LPA is required to apply for the BOB Cashback Credit Card, as per bank eligibility.

Self-employed Income₹3.6 LPA

Minimum Annual Income of ₹3.6 LPA is required to apply for the BOB Cashback Credit Card, as per bank eligibility.

Employment TypeSelf Employed, Salaried
New to CreditEligible

Fees & Waivers

Joining Fee₹499

A one-time joining fee of ₹499 is charged at the time of card issuance as per the bank's policy

Joining Fee OffsetNot Applicable
Annual Fee₹499

The annual fee is charged every year and may be waived if you meet the bank's spending conditions.

Annual Fee WaiverNot Applicable
Estimated Annual Saving₹60000

Rewards & Redemption

Reward ConversionN/A
Redemption Options

This is a cashback card, and the earned cashback is adjusted directly in your monthly statement.

Earning ExclusionsFuel, EMI Transactions, Wallet Load, Rent, Utility Bill Payments, Government Spends, Cash Advances, ATM Withdrawals, Jewellery
Spend ExclusionsFuel, EMI Transactions, Wallet Load, Rent, Utility Bill Payments, Government Spends, Cash Advances, ATM Withdrawals, Jewellery

Benefits

All Benefits

  • 5% cashback on eligible domestic online spends, capped at ₹1,500/month
  • 1% unlimited cashback on all other eligible spends

Fuel Surcharge Waiver Benefits

  • Avail 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000, capped at ₹250 per statement cycle. Cashback is not applicable on fuel transactions

Bank Offers

  • Unlock additional offers and partner discounts across top brands by checking the BOBCARD offers page, updated regularly.
  • Smart EMI convert purchases above ₹2,500 into EMIs of 6 to 48 months

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility; please carefully review the features and benefits of the card offered before submitting your application
A minimum transaction of ₹100 within 30 days of card issuance is required to activate the card, failing which you will not be eligible for rewards