Bank of Baroda

BOB EASY Credit Card

Apply for BOBCARD EASY Credit Card and earn 5 Reward Points per ₹100 on departmental store and movie spends, plus 500 welcome points and a ₹500 fee waiver

ShoppingTravel
Apply Now View More Cards
Issued by

Bank of Baroda

BOB EASY Credit Card image
Joining Fee₹500
Annual Fee₹500
Income₹25000
Credit Score720

Key Highlights

Shopping

Earn 5X Reward Points at Departmental Stores

5 Reward Points per ₹100, capped at 1,000 Reward Points per statement cycle

Earn 5X Reward Points at Departmental Stores

5 Reward Points per ₹100, capped at 1,000 Reward Points per statement cycle

Travel

Earn 10 Reward Points per ₹100 on Hotel

Bookings via BOBCARD SmartDeal

Shopping

Earn 5X Reward Points on Movie Spends

5 Reward Points per ₹100, 1,000 Reward Points per statement cycle cap

Earn 10 Reward Points per ₹100 on Hotel

Bookings via BOBCARD SmartDeal

Eligibility

Age Criteria25-55
Credit Score720
Salaried Income₹3 LPA
Self-employed Income₹3 LPA
Employment TypeSelf Employed, Salaried
New to CreditEligible

Fees & Waivers

Joining Fee₹500
Joining Fee Offset500 Reward Points worth ₹100 on spends of ₹5,000 within 60 days of card issuance
Annual Fee₹500
Annual Fee Waiver Annual fee waived on spending ₹35 thousand lakhs in the preceding card anniversary year
Estimated Annual Saving₹10000

Rewards & Redemption

Reward Conversion1 reward point = ₹0.20
Redemption Options

Reward Points are redeemed as cashback

Earning ExclusionsFuel, Rent, Insurance, Wallet Load, Government Services, Education, Railways, Tolls, Bus, Grocery, Retail Store, Hospital, Charity, Fast Food, Cash Advance, ATM Withdrawals
Spend ExclusionsFuel, Rent, Insurance, Wallet Load, Government Services, Education, Railways, Tolls, Bus, Grocery, Retail Store, Hospital, Charity, Fast Food, Cash Advance, ATM Withdrawals

Benefits

All Benefits

  • 5 Reward Points per ₹100 on departmental store and movie spends capped at 1,000 Reward Points per statement cycle
  • 4 Reward Points per ₹100 on flights and 10 Reward Points per ₹100 on hotels via BOBCARD SmartDeal

Welcome Benefits

  • 500 Reward Points, worth ₹100, on spends of ₹5,000 or more within 60 days of card issuance

Flight Benefits

  •  Enjoy 4 Reward Points per ₹100 on flight bookings made via BOBCARD SmartDeal in the BOBCARD Mobile App or Portal

Movie Ticket Benefits

  • Enjoy 5 Reward Points per ₹100 on movie spends, capped at 1,000 Reward Points per statement cycle

Fuel Surcharge Waiver Benefits

  • 1% fuel surcharge waiver at all fuel stations across India min ₹400, max ₹5,000 per transaction; max ₹250 waiver per statement cycle

Bank Offer

  • 10 Reward Points per ₹100 on hotel bookings via BOBCARD SmartDeal
  • Smart EMI to convert purchases above ₹2,500 into EMIs of 6 to 48 months
  • up to 3 lifetime free add-on cards for family members above 18
  • TWID Pay with Rewards at partner merchants from 500 Reward Points

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility; please carefully review the features and benefits of the card offered before submitting your application
A minimum transaction of ₹100 within 30 days of card issuance is required to activate the card, failing which you will not be eligible for rewards
Apply Now