Bank of Baroda

BOB Eterna Credit Card

Enjoy 60+ domestic airport lounges, exclusive dining and movie perks, and unmatched lifestyle benefits with the BOBCARD Eterna Credit Card. Apply now for a premium and rewarding experience

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Issued by

Bank of Baroda

BOB Eterna Credit Card image
Joining FeeFree
Annual FeeFree
Income₹100000
Credit Score720

Key Highlights

Travel

Enjoy Unlimited Complimentary Access to 60+ Domestic Airport Lounges

also earn 5X Rewards 15 Reward Points per ₹100 on Travel & International spends, with a reduced 2% forex markup on international purchases

Dining

Earn 5X Rewards 15 Reward Points per ₹100

spent on dining at restaurants and partner outlets

Enjoy Unlimited Complimentary Access to 60+ Domestic Airport Lounges

also earn 5X Rewards 15 Reward Points per ₹100 on Travel & International spends, with a reduced 2% forex markup on international purchases

Get Buy One Get One Offer on Movie Tickets via District

up to ₹250 per month, Earn 5X Rewards 15 Reward Points per ₹100 on online shopping spends

Eligibility

Age Criteria25-55
Credit Score720
Salaried Income₹12 LPA
Self-employed Income₹12 LPA
Employment TypeSelf Employed, Salaried
New to CreditEligible

Fees & Waivers

Joining FeeFree
Joining Fee Offset10,000 bonus reward points on spending ₹50,000 within the first 60 days
Annual FeeFree
Annual Fee Waiver Annual fee waived on spending ₹2.50 lakhs in the preceding card anniversary year
Estimated Annual Saving₹81000

Rewards & Redemption

Reward Conversion1 Reward Points = ₹0.50
Redemption Options
  • Flights & Hotel booking
  • E-Vouchers
  • Products
Earning ExclusionsFuel, EMI Transactions, Wallet Load, Rent, Government Spends, Cash Advances, ATM Withdrawals, Jewellery
Spend ExclusionsFuel, EMI Transactions, Wallet Load, Rent, Government Spends, Cash Advances, ATM Withdrawals, Jewellery

Benefits

All Benefits

  • Earn 5X Rewards 15 Reward Points per ₹100 on travel and international spends. Enjoy a reduced 2% forex markup on international transactions
  • Unlimited complimentary access to 60+ domestic airport lounges
  • Buy One Get One offer on movie tickets with District, up to ₹250 per month
  • Earn 5X Rewards 15 Reward Points per ₹100 spent on dining

Welcome Benefits

  • Earn 10,000 bonus reward points on spending ₹50,000 within the first 60 days of card issuance

Airport Lounge Benefits

  • Unlimited complimentary access to 60+ domestic airport lounges. Effective 1st Jan 2025, complimentary lounge access is subject to minimum spends of ₹40,000 in the preceding calendar quarter

Movie Ticket Benefits

  • Buy One Get One offer on movie tickets with District, up to ₹250 per month

Dining Benefits

  • Earn 5X Rewards 15 Reward Points per ₹100 spent on dining

Fuel Surcharge Waiver Benefits

  • 1% fuel surcharge waiver at all fuel stations across India on transactions between ₹400 and ₹5,000 Maximum ₹250 per statement cycle

Insurance Benefits

  • Complimentary Personal Accidental Death Cover Air: ₹1 Crore, Non-Air: ₹10 Lakhs for financial protection of family

Milestone Benefits

Minimum Spend₹50000
Within90 days
Reward Points Bonus10000

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility; please carefully review the features and benefits of the card offered before submitting your application
A minimum transaction of ₹100 within 30 days of card issuance is required to activate the card, failing which you will not be eligible for rewards
Apply Now