Bank of Baroda

BOB Etihad Guest Credit Card

Fly smarter with the BOB Etihad Guest Credit Card. Earn Etihad Guest Miles on everyday spends and unlock premium travel experiences across the Etihad network

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Issued by

Bank of Baroda

BOB Etihad Guest Credit Card image
Joining Fee₹2500
Annual Fee₹2500
Income₹25000
Credit Score720

Key Highlights

Earn 3x Miles On Etihad per

₹100 spent on Etihad Airways bookings

Travel

Complimentary Lounge Access with

8 domestic and 4 international visits each year

Get Double Welcome Miles on spending ₹10,000

within 60 days and paying the joining fee for 2,500 + 2,500 bonus miles

Eligibility

Age Criteria21-60
Credit Score720
Salaried Income₹3 LPA
Self-employed Income₹3 LPA
Employment TypeSelf Employed, Salaried
New to CreditEligible

Fees & Waivers

Joining Fee₹2500
Joining Fee OffsetNo Joining Fee Offset
Annual Fee₹2500
Annual Fee WaiverThe annual fee is waived if you spend ₹3 lakh or more in a year on your card, as per bank policy.
Estimated Annual Saving₹24000

Rewards & Redemption

Reward Conversion1RP = ₹0.80
Redemption Options
  • Flight
  • Hotels
  • Vouchers
  • Lifestyle Product
Earning ExclusionsFuel, EMI Transactions, Rent, Government payments, Utility bills, Taxes
Spend ExclusionsFuel, EMI Transactions, Rent, Government payments, Utility bills, Taxes

Benefits

All Benefits

  • Add to Google Pay for QR-based rewards
  • 1% forex markup on international spends
  • Earn 3 Miles per ₹100 on Etihad Airways
  • Earn 1 Mile per ₹100 on other spends
  • Monthly bonus: 250 Miles on 4 transactions totaling ₹25,000 (once/month)
  • Quarterly bonus: 2,000 Miles on ₹2 Lakhs spend (once/quarter)
  • Annual bonus: 12,000 Miles on ₹7.5 Lakhs spend (once/year)
  • Travel goal bonus: 500 Miles for flying twice a year with Etihad

Welcome Benefits

  • 2,500 + 2,500 Bonus Miles on spending ₹10,000 within 60 days and paying joining fee

Flight Benefits

  • Complimentary Etihad Guest Silver Tier on first transaction within 6 months
  • Earn 3 Miles per ₹100 on Etihad Airways
  • Earn 1 Mile per ₹100 on other spends
  • Monthly bonus: 250 Miles on 4 transactions totaling ₹25,000 (once/month)
  • Quarterly bonus: 2,000 Miles on ₹2 Lakhs spend (once/quarter)
  • Annual bonus: 12,000 Miles on ₹7.5 Lakhs spend (once/year)
  • Travel goal bonus: 500 Miles for flying twice a year with Etihad

Airport Lounge Benefits

  • 8 complimentary domestic lounge visits per year (2 per quarter)
  • 4 complimentary international lounge visits per year (1 per quarter)

Fuel Surcharge Waiver Benefits

  • 1% fuel surcharge waiver on transactions between ₹500–₹5,000
  • Maximum waiver of ₹250 per statement cycle

Bank Offers

  • Enjoy discounted deals through BOB Financial partnerships with popular brands

Milestone Benefits

Minimum Spend₹25000
Within30 days
Reward Points Bonus250

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

Etihad Guest Miles earned are credited to the cardholder’s Etihad Guest account and are redeemable as per Etihad Guest programme rules. Redemption value may vary and miles cannot be exchanged for cash. Standard card terms apply.

FAQ

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