Bank of Baroda

BOB Etihad Guest Premium Credit Card

BOB Etihad Guest Premium

Travel
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Issued by

Bank of Baroda

BOB Etihad Guest Premium Credit Card image
Joining Fee₹5000
Annual Fee₹5000
Income₹150000
Credit Score720

Key Highlights

Travel

Complimentary Lounge Access with

12 domestic and 8 international visits each year

Complimentary Lounge Access with

12 domestic and 8 international visits each year

Earn Miles Everywhere with 6 Miles per ₹100

on Etihad Airways and 2 Miles per ₹100 on other domestic and cross-border spends

Travel

Get 2X Welcome Miles When You Spend ₹25,000

in the first 60 days and pay the joining fee

Travel

Earn Miles Everywhere with 6 Miles per ₹100

on Etihad Airways and 2 Miles per ₹100 on other domestic and cross-border spends

Pay 0% Forex Mark-Up

on international transactions made with the card

Eligibility

Age Criteria21-60

Applicants must be between 21 and 65 years at the time of application.

Credit Score720
Salaried Income₹18 LPA

Minimum Annual Income of ₹3 LPA is required to apply for the SBI Cashback Credit Card, as per bank eligibility.

Self-employed Income₹18 LPA

Minimum Annual Income of ₹3 LPA is required to apply for the SBI Cashback Credit Card, as per bank eligibility.

Employment TypeSelf Employed, Salaried
New to CreditEligible

Fees & Waivers

Joining Fee₹5000
Joining Fee OffsetEarn 5,000 + 5,000 extra Etihad Guest Bonus Miles on spending ₹25,000 in first 60 days and paying joining fee, Complimentary Silver Tier Status on first transaction Upgrade to Gold Tier after first transaction on Etihad.com within 6 months
Annual Fee₹5000
Annual Fee WaiverThe annual fee is waived if you spend ₹5 lakh or more in a year on your card, as per bank policy.
Estimated Annual Saving₹24000

Rewards & Redemption

Reward Conversion1RP= ₹0.80
Redemption Options
  • Flight tickets
  • Hotel and travel bookings
  • Lifestyle and partner rewards 
Earning ExclusionsFuel, EMI Transactions, Rent, Government payments, Utility bills, Taxes
Spend ExclusionsFuel, EMI Transactions, Rent, Government payments, Utility bills, Taxes

Benefits

All Benefits

  • Earn 6 Miles per ₹100 on Etihad Airways spends
  • Earn 2 Miles per ₹100 on other domestic and cross-border spends
  • Monthly bonus: 500 Miles on 4 transactions totaling ₹5000 (once per month)
  • Quarterly bonus: 4000 Miles on ₹3,00,000 quarterly spends (once per quarter)
  • Annual bonus: 24,000 Miles on ₹12,00,000 yearly spends (valid once per year)

Welcome Benefits

  • Earn 5,000 + 5,000 extra Etihad Guest Bonus Miles on spending ₹25,000 in first 60 days and paying joining fee
  • Complimentary Silver Tier Status on first transaction
  • Upgrade to Gold Tier after first transaction on Etihad.com within 6 months

Flight Benefits

  • 0% forex markup on international transactions
  • Travel goal bonus of 1000 Miles when you fly twice a year with Etihad (valid once per year)

Airport Lounge Benefits

  • 12 domestic (3 per quarter) and 8 international (2 per quarter) lounge visits every year

Fuel Surcharge Waiver Benefits

  • 1% fuel surcharge waiver on transactions between ₹500 and ₹5,000 • Maximum waiver of ₹250 per statement cycle

Bank Offers

  • Enjoy discounted deals through regular BOBCARD partnerships with popular brands in multiple shopping categories

Milestone Benefits

Minimum Spend₹50000
Within30 days
Reward Points Bonus500

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

Etihad Guest Miles earned are credited to the cardholder’s Etihad Guest account and are redeemable as per Etihad Guest programme rules. Redemption value may vary and miles cannot be exchanged for cash. Standard card terms apply.

FAQ

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