Bank of Baroda

BOB HPCL ENERGIE Credit Card

Save up to 5% on HPCL fuel with the BOBCARD HPCL ENERGIE Credit Card — earn 24 Reward Points per ₹150 (4% Savings) plus a 1% fuel surcharge waiver, and an extra 1.5% Payback via the HP Pay App. Enjoy 4 complimentary airport lounge visits a year, 25% off on movie tickets via Paytm, 500 welcome bonus reward points, and a renewal fee waiver on ₹50,000 annual spends. Apply now for maximum fuel savings

FuelShoppingTravel
Issued by

Bank of Baroda

BOB HPCL ENERGIE Credit Card  image
Joining Fee₹499
Annual Fee₹499
Income₹30000
Credit Score720

Key Highlights

Fuel

Earn 24 Reward Points per ₹150 up to 4% Savings

on HPCL fuel, LPG and HP Pay App spends, plus an additional 1.5% Payback on fuel via the HP Pay App

Earn 24 Reward Points per ₹150 up to 4% Savings

on HPCL fuel, LPG and HP Pay App spends, plus an additional 1.5% Payback on fuel via the HP Pay App

Travel

Get 4 Complimentary Airport Lounge Visits

at partner lounges for primary cardholders, subject to minimum spends of ₹20,000 in the preceding calendar quarter

Get 4 Complimentary Airport Lounge Visits

at partner lounges for primary cardholders, subject to minimum spends of ₹20,000 in the preceding calendar quarter

Shopping

Get 25% Off up to ₹100

On a minimum of 2 tickets per transaction at Paytm Movies, up to twice per month

Eligibility

Age Criteria21-60
Credit Score720
Salaried Income₹3.6 LPA
Self-employed Income₹4.8 LPA
Employment TypeSelf Employed, Salaried
New to CreditEligible

Fees & Waivers

Joining Fee₹499
Joining Fee Offset500 bonus Reward Points on spends of ₹5,000 or more within 60 days of card issuance
Annual Fee₹499
Annual Fee WaiverThe annual fee is waived if you spend ₹50 thousand or more in a year on your card, as per bank policy
Estimated Annual Saving₹10000

Rewards & Redemption

Reward Conversion1 Reward Point = ₹0.25
Redemption Options
  • Fuel Via HP Pay App
Earning ExclusionsEMI Transactions, Wallet Load, Rent, Government Spends, Cash Advances, ATM Withdrawals, Jewellery
Spend ExclusionsEMI Transactions, Wallet Load, Rent, Government Spends, Cash Advances, ATM Withdrawals, Jewellery

Benefits

All Benefits

  • A fuel-focused rewards card earning up to 4% Savings 24 Reward Points per ₹150 on HPCL fuel, HP Pay App spends, plus an additional 1.5% Payback on fuel via the HP Pay App
  • LPG purchases and via the HP Pay App accelerated earn capped at 1,000 Reward Points per statement
  • 2% Savings (10 Reward Points per ₹150) on utility & departmental stores
  • Includes 4 complimentary domestic airport lounge visits per year (1 per quarter),

Welcome Benefits

  • 500 bonus Reward Points on spends of ₹5,000 or more within 60 days of card issuance 

Airport Lounge Benefits

  • 4 complimentary domestic airport lounge visits per year (1 per quarter) at partner domestic lounges, lounge access is subject to minimum spends of ₹20,000 in the preceding calendar quarter

Movie Ticket Benefits

  • 25% off up to ₹100 on the purchase of a minimum of 2 tickets per transaction at Paytm Movies, Can be availed up to twice per month per primary cardholder

Fuel Benefits

  • Up to 4% Savings  24 Reward Points per ₹150 on fuel purchases at HPCL retail outlets
  • Additional 1.5% cashback per ₹100 as Payback points on all fuel purchases through the HP Pay App 

Fuel Surcharge Waiver Benefits

  • 1 % fuel surcharge waiver on all HPCL fuel transactions between ₹400 and ₹5,000 including fuel purchases via the HP Pay App, capped at ₹100 per statement 

Bank Offer

  • Smart EMI: convert purchases above ₹2,500 into EMIs of 6 to 36 months

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility; please carefully review the features and benefits of the card offered before submitting your application
A minimum transaction of ₹100 within 30 days of card issuance is required to activate the card, failing which you will not be eligible for rewards