Bank of Baroda

BOB PREMIER Credit Card

Earn 5X reward points on travel, dining and international spends, enjoy complimentary quarterly airport lounge access, 500 welcome bonus reward points, a 1% fuel surcharge waiver and joining & annual fee waiver on milestone spends with the BOBCARD PREMIER Credit Card. Apply now for a rewarding travel experience

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Issued by

Bank of Baroda

BOB PREMIER Credit Card image
Joining Fee₹1000
Annual Fee₹1000
Income₹60000
Credit Score720

Key Highlights

Travel

Earn 5X Rewards 10 Reward Points for Every ₹100 Spent on Travel

and international transactions accelerated earn capped at 2,000 Reward Points per statement cycle

Earn 5X Rewards 10 Reward Points for Every ₹100 Spent on Travel

and international transactions accelerated earn capped at 2,000 Reward Points per statement cycle

Dining

Earn 5X Rewards 10 Reward Points for Every ₹100 Spent on Dining

along with exclusive culinary offers

Travel

Enjoy 1 Complimentary Domestic Airport Lounge

visit every quarter. Effective 1 Jan 2025, subject to minimum spends of ₹20,000 in the preceding calendar quarter

Enjoy 1 Complimentary Domestic Airport Lounge

visit every quarter. Effective 1 Jan 2025, subject to minimum spends of ₹20,000 in the preceding calendar quarter

Eligibility

Age Criteria25-55
Credit Score720
Salaried Income₹7.2 LPA
Self-employed Income₹7.2 LPA
Employment TypeSelf Employed, Salaried
New to CreditEligible

Fees & Waivers

Joining Fee₹1000
Joining Fee Offset500 bonus reward points on spends of ₹5,000 or more within 60 days of card issuance
Annual Fee₹1000
Annual Fee WaiverThe annual fee is waived if you spend ₹1.2 lakh or more in a year on your card, as per bank policy
Estimated Annual Saving₹18500

Rewards & Redemption

Reward Conversion1 Reward Point = ₹0.25
Redemption Options
  • Points Redeemable only as Cashback
Earning ExclusionsFuel, EMI Transactions, Wallet Load, Rent, Government Spends, Cash Advances, ATM Withdrawals, Jewellery
Spend ExclusionsFuel, EMI Transactions, Wallet Load, Rent, Government Spends, Cash Advances, ATM Withdrawals, Jewellery

Benefits

All Benefits

  • A travel-focused rewards card earning 5X Reward Points (10 RP / ₹100) on travel
  • Dining and international spends and 2 RP / ₹100 on all other spends
  • Complimentary quarterly domestic airport lounge visit
  • 500 welcome bonus reward points
  • Joining & annual fee waiver on milestone spends

Welcome Benefits

  • 500 bonus reward points on spends of ₹5,000 or more within 60 days of card issuance

Flight Benefits

  • Earn 5X Rewards 10 Reward Points per ₹100 on Travel, accelerated earn capped at 2,000 Reward Points per statement cycle

Airport Lounge Benefits

  • One complimentary domestic airport lounge visit every quarter, complimentary lounge access is subject to minimum spends of ₹20,000 in the preceding calendar quarter

Dining Benefits

  • Earn 5X Rewards 10 Reward Points per ₹100 on dining spends, plus exclusive culinary offers

Fuel Surcharge Waiver Benefits

  • 1% fuel surcharge waiver at all fuel stations across India on transactions between ₹400 and ₹5,000 maximum ₹250 per statement cycle

Bank Offer

  • Smart EMI conversion on purchases above ₹2,500 (6–48 months)
  • up to 3 lifetime-free add-on cards
  • zero liability on a lost card
  • contactless payments

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility; please carefully review the features and benefits of the card offered before submitting your application
A minimum transaction of ₹100 within 30 days of card issuance is required to activate the card, failing which you will not be eligible for rewards
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