Bank of Baroda

BOB SELECT Credit Card

Earn 5 reward points per ₹100 on online and dining spends with the BOBCARD SELECT Credit Card, plus 500 welcome points and a ₹750 fee reversed on spends

ShoppingDiningTravel
Apply Now View More Cards
Issued by

Bank of Baroda

BOB SELECT Credit Card image
Joining Fee₹750
Annual Fee₹750
Income₹40000
Credit Score720

Key Highlights

Shopping

Earn 5X Reward Points on Every Online Purchase

discounted deals on Amazon, Flipkart, Myntra, MakeMyTrip and other leading brands on top, capped at 1,000 reward points a statement cycle

Earn 5X Reward Points on Every Online Purchase

discounted deals on Amazon, Flipkart, Myntra, MakeMyTrip and other leading brands on top, capped at 1,000 reward points a statement cycle

Dining

Earn 5X Reward Points Every Time You Dine Out

capped at 1,000 reward points a statement cycle

Travel

Earn Up to 10 Reward Points per ₹100 on Hotel Bookings

with flights earning 4 points per ₹100 The points are credited within 48 hours of your stay or journey

Earn Up to 10 Reward Points per ₹100 on Hotel Bookings

with flights earning 4 points per ₹100 The points are credited within 48 hours of your stay or journey

Eligibility

Age Criteria25-55
Credit Score720
Salaried Income₹4.8 LPA
Self-employed Income₹4.8 LPA
Employment TypeSelf Employed, Salaried
New to CreditEligible

Fees & Waivers

Joining Fee₹750
Joining Fee Offset500 Reward Points on spends of ₹5,000 or more within 60 days of card issuance
Annual Fee₹750
Annual Fee Waiver Annual fee waived on spending ₹70 thousand lakhs in the preceding card anniversary year
Estimated Annual Saving₹10000

Rewards & Redemption

Reward Conversion1 Rewar Point = ₹0.20
Redemption Options

Reward Points are redeemed as cashback against the card account

Earning ExclusionsFuel, EMI Transactions, Wallet Load, Rent, Government Spends, Cash Advances, ATM Withdrawals, Jewellery
Spend ExclusionsFuel, EMI Transactions, Wallet Load, Rent, Government Spends, Cash Advances, ATM Withdrawals, Jewellery

Benefits

All Benefits

  • 5X on online spends online transaction flag and dining capped at 1,000 Reward Points per statement cycle across both
  • BOBCARD SmartDeal pays 4 Reward Points per ₹100 on flights and 10 Reward Points per ₹100 on hotels

Welcome Benefits

  • Enjoy 500 Reward Points, worth ₹100, on spends of ₹5,000 or more within 60 days of card issuance

Flight Benefits

  • Enjoy 4 Reward Points per ₹100 on flight bookings made via BOBCARD SmartDeal in the BOBCARD Mobile App or Portal

Dining Benefits

  • Enjoy 5 Reward Points per ₹100 on dining spends, capped at 1,000 Reward Points per statement cycle

Fuel Surcharge Waiver Benefits

  • 1% fuel surcharge waiver at all fuel stations across India min ₹400, max ₹5,000 per transaction; max ₹250 waiver per statement cycle

Bank Offer

  • 10 Reward Points per ₹100 on hotel bookings via BOBCARD SmartDeal
  • Smart EMI to convert purchases above ₹2,500 into EMIs of 6 to 48 months
  • up to 3 lifetime free add-on cards for family members above 18

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility; please carefully review the features and benefits of the card offered before submitting your application
A minimum transaction of ₹100 within 30 days of card issuance is required to activate the card, failing which you will not be eligible for rewards
Apply Now