Bank of Baroda

BOB Snapdeal Credit Card

Snapdeal BOBCARD RuPay credit card: 5% unlimited cashback (20 Reward Points per ₹100) on Snapdeal, 10 Reward Points per ₹100 on online shopping and departmental stores, plus ₹500 Snapdeal vouchers for a ₹249 joining fee

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Issued by

Bank of Baroda

BOB Snapdeal Credit Card image
Joining Fee₹249
Annual Fee₹249
Income₹25000
Credit Score720

Key Highlights

Shopping

Earn 5% Unlimited Cashback on Snapdeal Purchases

Get 20 Reward Points per ₹100 spent on the Snapdeal website and mobile app, with no monthly cap

Earn 5% Unlimited Cashback on Snapdeal Purchases

Get 20 Reward Points per ₹100 spent on the Snapdeal website and mobile app, with no monthly cap

Travel

Earn Up to 40 Reward Points per ₹100 on Hotel Bookings

via BOBCARD SmartDeal BOBCARD Mobile App or Portal for 40 Reward Points per ₹100, and flights for 16 Reward Points per ₹100

Shopping

Earn 10 Reward Points per ₹100 on Online Shopping

and Departmental Stores capped at 2,000 Reward Points per statement cycle

Earn 10 Reward Points per ₹100 on Online Shopping

and Departmental Stores capped at 2,000 Reward Points per statement cycle

Eligibility

Age Criteria21-60
Credit Score720
Salaried Income₹3 LPA
Self-employed Income₹3.6 LPA
Employment TypeSelf Employed, Salaried
New to CreditEligible

Fees & Waivers

Joining Fee₹249
Joining Fee OffsetNot Applicable
Annual Fee₹249
Annual Fee WaiverNot Applicable
Estimated Annual Saving₹10000

Rewards & Redemption

Reward Conversion1 Reward Points = ₹0.25
Redemption Options

Reward Points are redeemed as cashback and adjusted against the card account

Earning ExclusionsFuel, Agriculture, Transportation, Rent, Civic Services, Legal, Government Services, Education, Hospital, Wallet Loads, Supermarket, Retail Stores, Insurance, Charity
Spend ExclusionsFuel, Agriculture, Transportation, Rent, Civic Services, Legal, Government Services, Education, Hospital, Wallet Loads, Supermarket, Retail Stores, Insurance, Charity

Benefits

All Benefits

  • Earn 5% unlimited cashback 20 Reward Points per ₹100 on purchases made on the Snapdeal website and mobile app
  • 10 Reward Points per ₹100 on online shopping and departmental store spends capped at 2,000 Reward Points per statement cycle
  • The card also carries an activation benefit of Snapdeal vouchers worth up to ₹500 on card usage within the first 30 days
  • 500-point welcome bonus on spends of ₹5,000 within 60 days
  • 16/40 Reward Points per ₹100 on flights-hotels via BOBCARD SmartDeal

Welcome Benefits

  • The card also carries an activation benefit of Snapdeal vouchers worth up to ₹500 on card usage within the first 30 days

Flight Benefits

  • Earn 16 Reward Points per ₹100 an extra 4X over the base rate for Flight booking through BOBCARD SmartDeal 

Fuel Surcharge Waiver Benefits

  • 1% fuel surcharge waiver on all fuel transactions between ₹400 and ₹5,000, capped at a maximum of ₹250 per statement cycle

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility; please carefully review the features and benefits of the card offered before submitting your application
A minimum transaction of ₹100 within 30 days of card issuance is required to activate the card, failing which you will not be eligible for rewards
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