Bank of Baroda

BOB Tiara Credit Card

The BOBCARD Tiara is a women-only credit card that earns 15 Reward Points per ₹100 (5X) on dining, travel and international spends, with unlimited complimentary domestic airport lounge access and a reduced 2% forex markup. Enjoy quarterly vouchers of ₹500 each at Myntra, Nykaa & Flipkart and ₹1,500 at Lakmé Salon, complimentary Amazon Prime / JioHotstar, Gaana Plus and a 3- month Swiggy One membership, a women's health package, Flat ₹250 off at BookMyShow, and joining & annual fee waivers on milestone spends. Apply now for the best women's credit card

ShoppingDiningTravel
Issued by

Bank of Baroda

BOB Tiara Credit Card image
Joining Fee₹2499
Annual Fee₹2499
Income₹60000
Credit Score720

Key Highlights

Travel

Enjoy Unlimited Complimentary Domestic Airport Lounge

Access, subject to minimum spends of ₹40,000 in the preceding calendar quarter

Shopping

Get up to ₹1,500 in Quarterly Salon & Shopping Vouchers

₹500 discount voucher each quarter at Myntra, Nykaa and Flipkart, plus a ₹1,500 quarterly voucher at Lakmé Salon

Dining

Earn 15 Reward Points per ₹100 on Dining

capped at 5,000 Reward Points per statement cycle

A Women-Only Premium Rewards Card Earning 15 Reward Points per ₹100

on dining, travel and international spends and 3 Reward Points per ₹100 on other categories

Get up to ₹1,500 in Quarterly Salon & Shopping Vouchers

₹500 discount voucher each quarter at Myntra, Nykaa and Flipkart, plus a ₹1,500 quarterly voucher at Lakmé Salon

Eligibility

Age Criteria25-55
Credit Score720
Salaried Income₹7.2 LPA
Self-employed Income₹7.2 LPA
Employment TypeSelf Employed, Salaried
New to CreditEligible

Fees & Waivers

Joining Fee₹2499
Joining Fee OffsetJoining fee of ₹2,499 is waived on spends of ₹25,000 within the first 60 days of card issuance
Annual Fee₹2499
Annual Fee WaiverThe annual fee is waived if you spend ₹2.5 lakh or more in a year on your card, as per bank policy
Estimated Annual Saving₹11000

Rewards & Redemption

Reward Conversion1 reward Point = ₹0.25
Redemption Options
  • Reward Points can be redeemed as cashback 
Earning ExclusionsFuel, EMI Transactions, Wallet Load, Rent, Government Spends, Cash Advances, ATM Withdrawals, Jewellery
Spend ExclusionsFuel, EMI Transactions, Wallet Load, Rent, Government Spends, Cash Advances, ATM Withdrawals, Jewellery

Benefits

All Benefits

  • unlimited complimentary domestic airport lounge access subject to ₹40,000 quarterly spends
  • a reduced 2% forex markup on international spends, quarterly vouchers of ₹500 each at Myntra, Nykaa & Flipkart and ₹1,500 at Lakmé Salon
  • ₹250 quarterly at Big Basket, Flat ₹250 on movie/non-movie tickets at BookMyShow
  • complimentary annual memberships Amazon Prime / JioHotstar, Gaana Plus and a 3-month Swiggy One
  • a complimentary women's health & insurance packages

Airport Lounge Benefits

  • Unlimited complimentary domestic airport lounge visits, lounge access is subject to minimum spends of ₹40,000 in the preceding calendar quarter

Movie Ticket Benefits

  • Flat ₹250 off on a minimum purchase of 2 movie or non-movie tickets at BookMyShow, once every quarter

Dining Benefits

  • Earn 15 Reward Points per ₹100 (5X) on dining spends, capped at 5,000 Reward Points per statement cycle

Fuel Surcharge Waiver Benefits

  • 1% fuel surcharge waiver at all fuel stations across India on transactions between ₹400 and ₹5,000, capped at ₹250 per statement cycle

Insurance Benefits

  • Complimentary women-centric health & insurance package, including a Women's Health Package Pap Smear & Blood Tests and a Mammography package

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility; please carefully review the features and benefits of the card offered before submitting your application
A minimum transaction of ₹100 within 30 days of card issuance is required to activate the card, failing which you will not be eligible for rewards