Canara Bank

Canara Rupay Select Credit Card

Canara Rupay Select, Credit Card

DiningTravelUtility Bills
Issued by

Canara Bank

Canara Rupay Select Credit Card image
Joining FeeFree
Annual Fee₹300
Income₹83333
Credit Score720

Key Highlights

Travel

Enjoy 10 Complimentary Airport Lounge Visits

gets you 2 domestic visits every quarter and 2 international visits every year

Enjoy 10 Complimentary Airport Lounge Visits

gets you 2 domestic visits every quarter and 2 international visits every year

Utility Bills

Earn 5% Cashback on Utility Bill

Payments, capped at ₹50 per month

Dining

Earn 5% Cashback at Restaurants

Capped at ₹50 per month across all your restaurant and eating-place spends

Earn 5% Cashback at Restaurants

Capped at ₹50 per month across all your restaurant and eating-place spends

Eligibility

Age Criteria18-75
Credit Score720
Salaried Income₹10 LPA
Self-employed Income₹10 LPA
Employment TypeSelf Employed, Salaried
New to CreditEligible

Fees & Waivers

Joining FeeFree
Joining Fee OffsetNot Applicable
Annual Fee₹300
Annual Fee WaiverNot Applicable
Estimated Annual Saving₹10000

Rewards & Redemption

Reward Conversion1 Reward Point = ₹0.25
Redemption Options
  • Cashback
  • Mobile Recharge
  • Merchandise 
Earning ExclusionsFuel, Cash Advance, ATM Withdrawals
Spend ExclusionsFuel, Cash Advance, ATM Withdrawals

Benefits

All Benefits

  • 2 complimentary domestic airport lounge visits per quarter and 2 international visits per year
  • 5% cashback on utility bill payments and 5% cashback at eating places and restaurants, each capped at ₹50 per month
  • personal accident death cover of up to ₹8 lakh for self and ₹4 lakh for spouse

Airport Lounge Benefits

  • 2 complimentary domestic lounge visits per quarter across 30 lounges in 11 Indian cities
  • 2 complimentary international visits per year across 500+ lounges in 300+ cities worldwide

Dining Benefits

  • Enjoy 5% cashback at eating places and restaurants, capped at ₹50 per month

Fuel Surcharge Waiver Benefits

  • 1% fuel surcharge minimum ₹10 plus taxes is reimbursed in the next billing month up to ₹100

Insurance Benefits

  • Personal accident death cover of ₹8 lakh (air) and ₹4 lakh (non-air) for self, and ₹4 lakh (air) and ₹2 lakh (non-air) for spouse
  • RuPay insurance cover of ₹10 lakh for death due to personal accident and permanent disability
  • baggage insurance and purchase protection of up to ₹25,000 each
  • lost card liability limited to amounts in excess of ₹1,000 from the time the loss is reported

Bank Offer

  • 5% cashback on utility bill payments online and at POS terminals, capped at ₹50 per month
  • offers and discounts at select online and POS merchants provided by NPCI from time to time
  • 24x7 concierge with referral and reservation services for hotel, dining, car rental and international travel
  • easy EMI conversion through the Canara ai1 app

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility; please carefully review the features and benefits of the card offered before submitting your application
A minimum transaction of ₹100 within 30 days of card issuance is required to activate the card, failing which you will not be eligible for rewards