DBS Bank India

DBS Vantage Credit Card

Apply for the DBS Vantage Card and get unlimited airport lounge visits, 0% forex markup, 10,000 welcome Vantage Points and 10% duty-free cashback

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Issued by

DBS Bank India

DBS Vantage Credit Card image
Joining Fee₹20000
Annual Fee₹20000
Income₹25000
Credit Score750

Key Highlights

Travel

Earn 20 Vantage Points on Every ₹200 on Flights and Hotels

capped at 15,000 Vantage Points per calendar month

Earn 20 Vantage Points on Every ₹200 on Flights and Hotels

capped at 15,000 Vantage Points per calendar month

Shopping

Get 10% Cashback at Airport Duty-Free Stores

at domestic and international airports, capped at ₹1,500 per month

Utility Bills

Earn 4 Vantage Points on Every ₹200 on Utility

telecom and grocery spends are capped at 1,200 Vantage Points per calendar month

Get 10% Cashback at Airport Duty-Free Stores

at domestic and international airports, capped at ₹1,500 per month

Eligibility

Age Criteria21-60
Credit Score750
Salaried Income₹3 LPA
Self-employed Income₹3 LPA
Employment TypeSelf Employed, Salaried
New to CreditEligible

Fees & Waivers

Joining Fee₹20000
Joining Fee Offset10,000 Vantage Points on your first transaction within 30 days of card setup
Annual Fee₹20000
Annual Fee WaiverThe annual fee is waived if you maintain a Total Relationship Value of ₹2 crore or above with the bank, as per bank policy
Estimated Annual Saving₹100000

Rewards & Redemption

Reward Conversion1 Vantage Point = ₹1
Redemption Options
  • Flight & Hotel Bookings
  • Bus Booking
  • Gift Vouchers 
Earning ExclusionsFuel, Wallet Load, Duty Free Store, Rent, Education, EMI, Balance Transfer, Cash Advance, International Spends, Fee & Charges
Spend ExclusionsFuel, Wallet Load, Duty Free Store, Rent, Education, EMI, Balance Transfer, Cash Advance, International Spends, Fee & Charges

Benefits

All Benefits

  • 20 Vantage Points per ₹200 on flight and hotel bookings via DBS Delights, capped at 15,000 points a month
  • 10,000 bonus Vantage Points on quarterly spends of ₹5,00,000, capped at 40,000 points a year
  • Enjoy unlimited domestic and international airport lounge access
  • 2 airport meet & greet services a year on annual spends of ₹3,00,000

Welcome Benefits

  • 10,000 Vantage Points on your first transaction within 30 days of card setup

Airport Benefits

  • 20 Vantage Points per ₹200 on flight bookings through DBS Delights, capped at 15,000 Vantage Points per calendar month
  • 2 complimentary airport meet & greet services per calendar year on annual spends of ₹3,00,000

Airport Lounge Benefits

  • Enjoy Unlimited complimentary domestic and international airport lounge visits for the primary cardholder through LoungeKey

Fuel Surcharge Waiver Benefits

  • 1% fuel surcharge waiver on fuel transactions between ₹1,000 and ₹6,000, capped at ₹200 per billing cycle

Insurance Benefits

  • Cancel For Any Reason cover on flight and hotel bookings made via DBS Delights up to ₹1,00,000 per annum for international and ₹10,000 per annum for domestic bookings, on cancelling at least 24 hours before travel

Bank Offer

  • 10,000 bonus Vantage Points on spends of ₹5,00,000 in a calendar quarter, capped at 40,000 bonus points a calendar year
  • 10% cashback at duty-free stores capped at ₹1,500 per month
  • 0% forex markup on all overseas transactions
  • offers across dining, travel and shopping on DBS Delights

Milestone Benefits

Minimum Spend₹300000
Within365 days
Reward Points Bonus10000

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility; please carefully review the features and benefits of the card offered before submitting your application
A minimum transaction of ₹100 within 30 days of card issuance is required to activate the card, failing which you will not be eligible for rewards
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