Equitas Small Finance Bank

Equitas Tiga Credit Card

Equitas Tiga Credit Card: earn 3X Reward Points on UPI, contactless and Pay by 3 spends, 1 point per ₹100, 0.99% p.m. intro APR and up to 50 days interest-free credit

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Issued by

Equitas Small Finance Bank

Equitas Tiga Credit Card image
Joining FeeFree
Annual Fee₹500
Income₹41667
Credit Score720

Key Highlights

UPI

Earn 3X Reward Points

on payments made using UPI on the credit card

Shopping

Get 3X Reward Points at 10 Pay by 3 Partner Merchants

Applicable at Tata Cliq, Skull Candy, Tony & Guy, Tony & Guy Essentuals, 1% Club, Lectrix, Prashanthi Sarees, Netmeds, SLAM Fitness and Wedtree

Shopping

Earn 1 Reward Point

for Every ₹100 on Utility Bill Payments

Get 3X Reward Points at 10 Pay by 3 Partner Merchants

Applicable at Tata Cliq, Skull Candy, Tony & Guy, Tony & Guy Essentuals, 1% Club, Lectrix, Prashanthi Sarees, Netmeds, SLAM Fitness and Wedtree

arn 3X Reward Points

on payments made using UPI on the credit card

Eligibility

Age Criteria21-60
Credit Score720
Salaried Income₹4.2 LPA
Self-employed Income₹4.2 LPA
Employment TypeSelf Employed, Salaried
New to CreditEligible

Fees & Waivers

Joining FeeFree
Joining Fee OffsetNot Applicable
Annual Fee₹500
Annual Fee WaiverThe annual fee is waived if you spend ₹1.2 lakh or more in a year on your card, as per bank policy
Estimated Annual Saving₹10000

Rewards & Redemption

Reward Conversion1 Reward Point = ₹0.15
Redemption Options
  • Flight & Hotel Bookings
  • Products
  • Vouchers
  • Cashback against the statement
Earning ExclusionsRent, Wallet Load, EMI, Fuel, Cash Advance, Government Services, Education
Spend ExclusionsRent, Wallet Load, EMI, Fuel, Cash Advance, Government Services, Education

Benefits

All Benefits

  • 3X Reward Points on payments made using UPI, Contactless modes and at Pay by 3 merchants, and 1 Reward Point for every ₹100 spent on all other everyday transactions
  • Pay by 3 automatically converts eligible transactions at 10 select merchants into a 3-month EMI at 1.25% per month with no processing fee, with a cashback not exceeding the interest levied credited within 90 days of the intimation of conversion, so there is no additional cost to the customer
  • Reward Points redeemable through the Equitas Xchange Rewards portal against products, vouchers, flight, bus and hotel bookings, cashback against the statement and Insta Redemption at partner merchants

Fuel Surcharge Waiver Benefits

  • 1% fuel surcharge waiver at fuel stations across India, applicable only on transaction values between ₹500 and ₹3,000, capped at a maximum waiver of ₹100 per statement cycle

Insurance Benefits

  • Complimentary Lost Card Liability cover of up to ₹2 lakh for the primary cardholder

Bank Offer

  • Pay by 3 transactions at 10 select merchants Tata Cliq, Skull Candy, Tony & Guy, Tony & Guy Essentuals, 1% Club, Lectrix, Prashanthi Sarees, Netmeds, SLAM Fitness, Wedtree are automatically converted into a 3-month EMI on the statement

Milestone Benefits

Minimum Spend₹20000
Within90 days
Reward Points Bonus500

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility; please carefully review the features and benefits of the card offered before submitting your application
A minimum transaction of ₹100 within 30 days of card issuance is required to activate the card, failing which you will not be eligible for rewards
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