SBI

Flipkart SBI Credit Card

Apply for Flipkart SBI Credit Card. Earn 7.5% cashback on Myntra, 5% on Flipkart & Cleartrip, 4% on Zomato & Uber & 1% on all spends. Best for online shoppers.

ShoppingTravel
Issued by

SBI

Flipkart SBI Credit Card image
Joining Fee₹500
Annual Fee₹500
Income₹30000
Credit Score720

Key Highlights

Earn 7.5% on Myntra and 5% on Flipkart & Cleartrip

each with up to ₹4,000 cashback per calendar quarter

Earn 4% Cashback on

Select/Preferred Merchants (up to ₹4,000 per calendar quarter)

Shopping

Earn 7.5% Cashback on Myntra and 5% Cashback on Flipkart

up to ₹4,000 per calendar quarter each

Travel

Earn 5% Cashback on Cleartrip

up to ₹4,000 per calendar quarter

Earn 4% Cashback on

Netmeds, PVR, Uber, Zomato with cashback of ₹4000 per quarter

Shopping

Earn 4% Cashback on

Netmeds, PVR, Uber, Zomato with cashback of ₹4000 per quarter

Eligibility

Age Criteria21-70

Applicants must be between 21 and 70 years at the time of application.

Credit Score720

A CRIF score of 700 or above is required as per the bank’s eligibility criteria.

Salaried Income₹3.6 LPA

Minimum Annual Income of ₹3.6 LPA is required to apply for the Flipkart SBI Credit Card, as per bank eligibility.

Self-employed Income₹3.6 LPA

Minimum Annual Income of ₹3 LPA is required to apply for the Flipkart SBI Credit Card, as per bank eligibility.

Employment TypeSelf Employed, Salaried
New to CreditNot eligible

Fees & Waivers

Joining Fee₹500
Joining Fee Offset₹250 Flipkart Gift Card on fee realization helps offset the joining fee.
Annual Fee₹500
Annual Fee WaiverThe annual fee is waived if you spend ₹3.5 lakh or more in a year on your card, as per bank policy.
Estimated Annual Saving₹30000

Rewards & Redemption

Reward ConversionN/A
Redemption Options

This is a cashback card; cashback is adjusted in your monthly statement

Earning ExclusionsFuel Spends, Rent Payment, EMI Spends, Wallet Loads, Insurance Payments
Spend ExclusionsFuel Spends, Rent Payment, EMI Spends, Wallet Loads, Insurance Payments

Benefits

All Benefits

  • 7.5% cashback on Myntra (quarterly cap ₹4,000)
  • 5% cashback on Flipkart (including Shopsy/Flipkart Travel) & Cleartrip (up to ₹4,000 per calendar quarter separately for Flipkart bucket and Cleartrip bucket
  • 4% cashback on  Zomato, Uber, Netmeds, PVR (quarterly cap ₹4,000)
  • 1% cashback on all other eligible spends (unlimited)
  • Reversal of renewal fee on annual spends of ₹3.5 lakh in the preceding year

Welcome Benefits

  • ₹250 Flipkart e-Gift Voucher within 60 days of joining fee realization (valid for 1 year from issuance)

Flight Benefits

  • On Cleartrip: 7% instant discount + 5% cashback on flights

Bus Benefits

  • On Cleartrip: 10% instant discount + 5% cashback on buses

Surcharge Waiver Benefits

  • Get 1% fuel surcharge waiver across all petrol pumps in India on transactions from ₹500 up to ₹4,000 

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility. Please carefully read the features of the card offered before submitting your application
A minimum transaction of Rs.100 within 30 days is required to activate the card, otherwise, you won’t be eligible for the Rewards

FAQ