HDFC

HDFC Biz Power Credit Card

Earn 10X Reward Points on your select business spends with HDFC Bank Biz Power Credit Card. Get 55 days interest free credit period & complimentary airport lounge access

ShoppingTravelUtility Bills
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Issued by

HDFC

HDFC Biz Power Credit Card image
Joining Fee₹2500
Annual Fee₹2500
Income₹100000
Credit Score00

Key Highlights

Travel

Enjoy 2 Domestic Airport Lounge Visits Every Calendar Quarter

plus 2 more on ₹75,000 quarterly spend and 6 international lounge visits a year via Priority Pass RuPay

Shopping

Earn up to 10X Reward Points on Flipkart, Myntra

MakeMyTrip and Apple via SmartBuy capped at 4,000 RP per month

Utility Bills

Earn 5X Reward Points on Bill Payments, Income Tax & GST

payments, and Google Ads Meta Ads spends

Enjoy 2 Domestic Airport Lounge Visits Every Calendar Quarter

plus 2 more on ₹75,000 quarterly spend and 6 international lounge visits a year via Priority Pass RuPay

Earn up to 10X Reward Points on Flipkart, Myntra

MakeMyTrip and Apple via SmartBuy capped at 4,000 RP per month

Eligibility

Age Criteria21-60
Credit Score00
Salaried Income₹0 LPA
Self-employed Income₹12 LPA
Employment TypeSelf Employed
New to CreditEligible

Fees & Waivers

Joining Fee₹2500
Joining Fee Offset₹1,500 Amazon Voucher or Amazon Prime Membership on completing 1 transaction
Annual Fee₹2500
Annual Fee WaiverNot Applicable
Estimated Annual Saving₹25000

Rewards & Redemption

Reward Conversion1 Reward Point = ₹0.65
Redemption Options
  • Flight & Hotels
  • Products
  • Vouchers
Earning ExclusionsFuel, Wallet loads, Rent, Education, EMI transactions
Spend ExclusionsFuel, Wallet loads, Rent, Education, EMI transactions

Benefits

All Benefits

  • HDFC Biz Power is a business rewards card
  • 5 Reward Points per ₹200 on business spends
  • 5X Reward Points on select business categories
  • Up to 10X on SmartBuy
  • Complimentary airport lounge access

Welcome Benefits

  • ₹1,500 Amazon Voucher or Amazon Prime Membership on completing 1 IT / GST / Travel / Ads transaction within the first 30 days of card issuance 

Airport Benefits

  • 1 Zero Cancellation MakeMyTrip domestic flight voucher on spends of ₹75,000 per calendar quarter
  • Redeem up to 50% of flight/hotel booking value via Reward Points

Airport Lounge Benefits

  • 2 complimentary domestic lounge visits every calendar quarter plus 2 additional on min spends of ₹75,000 in the previous quarter
  • 6 international lounge visits per year via Priority Pass 

Fuel Surcharge Waiver Benefits

  • Get a 1% fuel surcharge waiver for transactions between ₹400 and ₹5,000, with a maximum waiver of ₹250 per billing cycle

Bank Offer

  • Up to 10X Reward Points on SmartBuy
  • 5X Reward Points on Instant Vouchers (Swiggy, Shoppers Stop, Archies, etc.) via SmartBuy
  • assured cashback up to ₹1,800 in the first year plus e-vouchers up to ₹800 for adding 2 or more bills on SmartPay
  • instant discounts on business software (Google Workspace, Tally Prime, AWS, Microsoft Azure) via Nuclei

Milestone Benefits

Minimum Spend₹250000
Within90 days
Reward Points Bonus5000

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility; please carefully review the features and benefits of the card offered before submitting your application
A minimum transaction of ₹100 within 30 days of card issuance is required to activate the card, failing which you will not be eligible for rewards
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