HDFC

HDFC Diners Club Black Metal Credit Card

Apply for HDFC Diners Club Black Metal Credit Card for 10X rewards, unlimited lounges, 6 golf/quarter & Swiggy One. Best for premium lifestyle.

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Issued by

HDFC

HDFC Diners Club Black Metal Credit Card image
Joining Fee₹10000
Annual Fee₹10000
Income₹250000
Credit Score750

Key Highlights

Get Annual Memberships on Club Marriott, Amazon Prime

and Swiggy One on spending ₹1.5 lakh within the first 90 days

Travel

Enjoy Unlimited Lounge Access

at 1,300+ lounges in India and abroad for primary and add-on card members

Dining

Get 2X Reward Points on weekend Dining

at standalone restaurants, earning 10 Reward Points per ₹150 spent on Saturdays and Sundays

Travel

Earn Up To 10X Rewards

on spends via SmartBuy, with Reward Points redeemable at up to 1:1 value and up to 70% of booking value

Dining

Earn 2X Weekend Rewards

on dining at participating restaurants during weekends

Enjoy Unlimited Lounge Access

at 1,300+ lounges in India and abroad for primary and add-on card members

Eligibility

Age Criteria21-60

N/A

Credit Score750

N/A

Salaried Income₹30 LPA

N/A

Self-employed Income₹30 LPA

N/A

Employment TypeSelf Employed, Salaried
New to CreditNot eligible

Fees & Waivers

Joining Fee₹10000

N/A

Joining Fee OffsetComplimentary Club Marriott, Amazon Prime, and Swiggy One annual memberships on spending ₹1.5L within 90 days of card issuance
Annual Fee₹10000

N/A

Annual Fee WaiverThe annual fee is waived if you spend ₹8 lakh or more in a year on your card, as per bank policy.
Estimated Annual Saving₹20043

Rewards & Redemption

Reward Conversion 1 Reward Point = ₹1
Redemption Options
  • Flights/Hotels via SmartBuy
  • Product Catalouge
Earning ExclusionsRent Payment, Fuel, EMI Transactions, Cash Withdrawals, School & Educational Services, Government Related Transactions, Wallet Transactions - Load Money Fees, GST Charges, Gambling, Tolls, Security, Broker Services, Charity, Railways, Utility Bill Payments, Balance Transfer, Financial Charges
Spend ExclusionsRent Payment, Fuel, EMI Transactions, Cash Withdrawals, School & Educational Services, Government Related Transactions, Wallet Transactions - Load Money Fees, GST Charges, Gambling, Tolls, Security, Broker Services, Charity, Railways, Utility Bill Payments, Balance Transfer, Financial Charges

Benefits

All Benefits

  • Get 10,000 reward points on spending ₹4L or more in a calendar quarter
  • Up to 50 days of interest-free credit from date of purchase
  • Contactless payments enabled for ease and security
  • Up to 40% flat off on Dineout via Swiggy One

Welcome Benefits

  • Complimentary Club Marriott, Amazon Prime, and Swiggy One annual memberships on spending ₹1.5L within 90 days of card issuance

Flight Benefits

  • 2% cashback on foreign currency spends
  • Up to 10X Reward Points on bookings via SmartBuy (redeemable up to 70% of booking value)

Airport Lounge Benefits

  • Unlimited airport lounge access to 1300+ lounges worldwide for primary and add-on cardholders

Dining Benefits

  • Earn 2X Reward Points (10 RP per ₹150) on weekend dining at standalone restaurants
  • Up to 40% flat off on Dineout via Swiggy One
  • Two ₹150 Dineout coupons/month on bills above ₹1,500

Insurance Benefits

  • Air accident insurance worth ₹2 crore
  • Emergency overseas hospitalization cover of ₹50 lakh
  • Travel Insurance Cover of up to ₹55,000 on baggage delay beyond 8 hours for international flights (Capped to $10/hour)

Bank Offer

  • Ability to convert large transactions to SmartEMI after purchase

Milestone Benefits

Minimum Spend₹400000
Within90 days
Reward Points Bonus10000

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility. Please carefully read the features of the card offered before submitting your application
A minimum transaction of Rs.100 within 30 days is required to activate the card, otherwise, you won’t be eligible for the Rewards.

FAQ

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