HDFC

HDFC Diners Club Rewardz Credit Card

Apply for HDFC Bank Diners Club Rewardz Credit Card and get unlimited airport lounge access, 3 Reward Points per ₹200 and up to 5% CashBack on SmartBuy

ShoppingTravelUtility Bills
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Issued by

HDFC

HDFC Diners Club Rewardz Credit Card image
Joining Fee₹1000
Annual Fee₹1000
Income₹25000
Credit Score720

Key Highlights

Travel

Enjoy Unlimited Airport Lounge Access

access to over 1,000 airport lounges across India

Enjoy Unlimited Airport Lounge Access

access to over 1,000 airport lounges across India

Shopping

Earn up to 5% CashBack

Shop and book through HDFC Bank SmartBuy

Utility Bills

Earn 3 Reward Points on Every ₹200 on Utility Bills

capped at 2,000 Reward Points per month on utility spends

Earn 3 Reward Points on Every ₹200 on Utility Bills

capped at 2,000 Reward Points per month on utility spends

Eligibility

Age Criteria21-60
Credit Score720
Salaried Income₹3 LPA
Self-employed Income₹3 LPA
Employment TypeSelf Employed, Salaried
New to CreditEligible

Fees & Waivers

Joining Fee₹1000
Joining Fee Offset1,000 Reward Points credited on card activation
Annual Fee₹1000
Annual Fee WaiverThe annual fee is waived if you spend ₹1,00,000 or more in a year on your card, as per bank policy
Estimated Annual Saving₹10000

Rewards & Redemption

Reward Conversion1 Reward point = ₹0.30
Redemption Options
  • Flight & Hotel Bookings
  • Vouchers
  • Cashback against the statement
Earning ExclusionsRent, Government Spends, Education Fees, Wallet Load, EMI Transactions, Cash Advances, ATM Withdrawals
Spend ExclusionsRent, Government Spends, Education Fees, Wallet Load, EMI Transactions, Cash Advances, ATM Withdrawals

Benefits

All Benefits

  • 1,000 Reward Points on card activation and a further 1,000 on every renewal
  • 3 Reward Points for every ₹200 spent, capped at 15,000 Reward Points per statement cycle
  • up to 5% CashBack on HDFC Bank SmartBuy spends
  • Enjoy unlimited airport lounge access at 1,000-plus lounges in India for primary and add-on members                  

Welcome Benefits

  • 1,000 Reward Points credited on card activation

Flight Benefits

  • Redeem Reward Points for up to 70% of a flight or hotel booking on HDFC Bank SmartBuy 

Airport Lounge Benefits

  • Enjoy Unlimited airport lounge access at over 1,000 lounges in India for both primary and add-on card members

Fuel Surcharge Waiver Benefits

  • 1% fuel surcharge waiver, capped at ₹500 every billing cycle

Bank Offer

  • Up to 5% CashBack on spends made through HDFC Bank SmartBuy
  • 24x7 global personal concierge service for travel needs on 1800 209 4006
  • add-on cards issued lifetime free
  • Interest-free credit period of 20 to 50 days

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility; please carefully review the features and benefits of the card offered before submitting your application
A minimum transaction of ₹100 within 30 days of card issuance is required to activate the card, failing which you will not be eligible for rewards
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