HDFC

HDFC Diners Privilege Credit Card

Apply for HDFC Diners Privilege Credit Card for 10X SmartBuy rewards, 5X on Swiggy & Zomato, BOGO movies & Swiggy One. Best for dining & entertainment.

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Issued by

HDFC

HDFC Diners Privilege Credit Card image
Joining Fee₹1000
Annual Fee₹1000
Income₹35000
Credit Score720

Key Highlights

Travel

Unlock 3 lounge vouchers 2 Domestic + 1 International

every calendar quarter on ₹60,000 spends in the previous calendar quarter

Shopping

Get Buy 1 Get 1 Free on Weekend Movie & Non-Movie Tickets via BookMyShow

up to 2 free tickets every calendar month, worth up to ₹250 each

Online Food Ordering

Earn 20 Reward Points for Every ₹150 Spent on Swiggy and Zomato

5X rewards, with the additional 4X (16 RP per ₹150) capped at 2,500 Reward Points per calendar month

Earn 20 Reward Points for Every ₹150 Spent on Swiggy and Zomato

5X rewards, with the additional 4X (16 RP per ₹150) capped at 2,500 Reward Points per calendar month

Get Annual Memberships of Swiggy One & Times Prime

on achieving retail spends of ₹75,000 within 90 days of card issuance

Eligibility

Age Criteria21-60
Credit Score720
Salaried Income₹4.20 LPA
Self-employed Income₹6 LPA
Employment TypeSelf Employed, Salaried
New to CreditNot eligible

Fees & Waivers

Joining Fee₹1000
Joining Fee OffsetThe joining fee is not offset by any bonus or credit
Annual Fee₹1000
Annual Fee WaiverThe annual fee is waived if you spend ₹3 lakh or more in a year on your card, as per bank policy.
Estimated Annual Saving₹40000

Rewards & Redemption

Reward Conversion1 Reward point =₹0.50
Redemption Options

• Flights
• Hotels
• Gift vouchers
• Merchandise
• Cashback

Earning ExclusionsRent Payment, Fuel, EMI Transactions, Cash Withdrawals, School & Educational Services, Government Related Transactions, Wallet Transactions, GST Charges, Gambling, Tolls, Security, Broker Services, Charity, Railways, Utility Bill Payments, Balance Transfer, Financial Charges
Spend ExclusionsRent Payment, Fuel, EMI Transactions, Cash Withdrawals, School & Educational Services, Government Related Transactions, Wallet Transactions - Load Money Fees, GST Charges, Gambling, Tolls, Security, Broker Services, Charity, Railways, Utility Bill Payments, Balance Transfer, Financial Charges

Benefits

All Benefits

  • Earn 4 Reward Points per ₹150 on retail spends
  • Earn up to 10X Reward Points on SmartBuy
  • Redeem Reward Points for Flights & Hotels (₹0.50/RP), Airmiles (0.5 mile/RP), Catalogue (up to ₹0.35/RP), or Cashback (₹0.20/RP)
  • Complimentary annual membership of Swiggy One & Times Prime
  • On spending ₹75,000 within 90 days of card issuance
  • Get 2 complimentary airport lounge visits worldwide per quarter
  • Valid for primary and add-on cardholders
  • Lounge list available on Diners Travel Tools App
  • Air Accident Insurance cover of USD 125,000
  • Emergency overseas hospitalization cover of USD 31,250
  • Baggage delay cover of USD 625 (for 8+ hours delay)
  • Credit liability cover up to ₹9 lakh

Welcome Benefits

  • Get complimentary annual memberships of Swiggy One and Times Prime
  • Benefit unlocked on spending ₹75,000 within 90 days of card issuance or upgrade/downgrade

Airport Lounge Benefits

  • Get 3 airport lounge access vouchers per calendar quarter 2 Domestic + 1 International on ₹60,000 eligible spends in the previous calendar quarter
  • Vouchers are valid for 180 days

Movie Benefits

  • Buy 1 Get 1 Free movie tickets on BookMyShow (Friday–Sunday)
  • Maximum discount of ₹250 per ticket
  • Up to 2 free tickets per month

Dining Benefits

  • Earn 5X Reward Points on Swiggy & Zomato (20 RP per ₹150 spent)
  • Earn 4X Reward Points (16 RP per ₹150) capped at 2,500 RP/month, and 1X Reward Points (4 RP per ₹150) thereafter

Insurance Benefits

  • Air Accident Insurance cover of USD 125,000
  • Emergency overseas hospitalization cover of USD 31,250
  • Baggage delay cover of USD 625 (for 8+ hours delay)
  • Credit liability cover up to ₹9 lakh

Milestone Benefits

Minimum Spend₹150000
Within90 days
Voucher Bonus₹1500

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility. Please carefully read the features of the card offered before submitting your application
A minimum transaction of Rs.100 within 30 days is required to activate the card, otherwise, you won’t be eligible for the Rewards

FAQ

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