HDFC

HDFC Flipkart Wholesale Credit Card

Apply for the Flipkart Wholesale HDFC Bank Credit Card and earn 5% cashback on Flipkart Wholesale and utility spends, with no joining fee and ₹499 a year

ShoppingGrocery ShoppingUtility Bills

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Issued by

HDFC

Joining FeeFree

Annual Fee₹499

Income₹50000

Credit Score720

Key Highlights

Shopping

Earn 5% Cashback on Flipkart Wholesale

online purchases, capped at ₹2,000 per month

Earn 5% Cashback on Flipkart Wholesale

online purchases, capped at ₹2,000 per month

Utility Bills

Earn 5% Cashback on Telecom

utility, government and tax payments earn 5% back, capped at ₹250 per month

Earn 5% Cashback on Telecom

utility, government and tax payments earn 5% back, capped at ₹250 per month

Grocery Shopping

Get ₹500 Cashback on Each of Your First 3 Orders

on Flipkart Wholesale orders of ₹2,000 or more within 90 days

Eligibility

Age Criteria21-65

Credit Score720

Salaried Income₹6 LPA

Self-employed Income₹6 LPA

Employment TypeSelf Employed, Salaried

New to CreditEligible

Fees & Waivers

Joining FeeFree

Joining Fee Offset₹500 on each of your first 3 Flipkart Wholesale online purchases

Annual Fee₹499

Annual Fee WaiverThe annual fee is waived if you spend ₹3 Lakh or more in a year on your card, as per bank policy

Estimated Annual Saving₹10000

Rewards & Redemption

Reward ConversionN/A

Redemption Options

This is a cashback card, and the earned cashback is adjusted directly in your monthly statement

Earning ExclusionsWallet Loads, Rent Payments, Government Payments, Educational Fees,EMI Spends

Spend ExclusionsWallet Loads, Rent Payments, Government Payments, Educational Fees,EMI Spends

Benefits

All Benefits

₹500 cashback on each of your first 3 Flipkart Wholesale online purchases of ₹2,000 or more within 90 days as an activation benefit
5% cashback on Flipkart Wholesale online spends capped at ₹2,000 per month
5% cashback on telecom, utility, government and tax payments capped at ₹250 per month

Welcome Benefits

₹500 cashback on each of your first 3 purchases, worth ₹1,500 in total, at least ₹2,000 and made within 90 days of card on-boarding

Fuel Surcharge Waiver Benefits

1% fuel surcharge waiver at all fuel stations across India on transactions of ₹400 and above, capped at ₹250 per statement cycle

Bank Offer

SmartPay for automatic payment of utility bills on the card
Smart EMI to convert large spends into EMIs after purchase
revolving credit at a nominal interest rate
up to 50 days of interest-free credit from the date of purchase
zero liability on fraudulent transactions reported immediately to HDFC Bank

Documents

PAN Card

Aadhaar Card or valid address proof

Latest salary slips or income proof

Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility; please carefully review the features and benefits of the card offered before submitting your application

A minimum transaction of ₹100 within 30 days of card issuance is required to activate the card, failing which you will not be eligible for rewards

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