HDFC

HDFC Marriott Bonvoy Credit Card

Apply for HDFC Marriott Bonvoy Credit Card for 8X Bonvoy points, 1 free night award, Silver Elite status & 12 lounge visits. Best for Marriott loyalists.

ShoppingAirport LoungeDiningTravel
Issued by

HDFC

HDFC Marriott Bonvoy Credit Card image
Joining Fee₹3000
Annual Fee₹3000
Income₹100000
Credit Score750

Key Highlights

Earn 8 Marriott Bonvoy Points per ₹150 at Marriott Hotels

on every eligible spend made directly at hotels Capped at ₹10 lakh monthly spend max 53,335 Points/month

Shopping

Earn 2 Marriott Bonvoy Points per ₹150 on Other Spends

on all eligible non-hotel retail purchases made using the card

Travel

Enjoy 12 Domestic + 12 International Airport Lounge

visits annually, Applicable to both Primary and Supplementary Cardmembers guest visits not eligible International lounges accessible via the DCI Travel Tool App

Dining

Earn 4 Marriott Bonvoy Points Per ₹150

on eligible spends across dining, Capped at ₹5 lakh monthly spend max 13,335 Points/month

Complimentary Marriott Bonvoy Silver Elite Status

with exclusive privileges like priority late checkout and bonus points on Marriott stays

Travel

Complimentary Golf Access Worldwide

with two free golf sessions per quarter at select golf courses globally

Eligibility

Age Criteria21-60

Applicants must be between 21 and 60 years at the time of application.

Credit Score750

A CRIF score of 750 or above is required as per the bank’s eligibility criteria.

Salaried Income₹12 LPA

Minimum Annual Income of ₹12 LPA is required to apply for the SBI Cashback Credit Card, as per bank eligibility.

Self-employed Income₹15 LPA

Minimum Annual Income of ₹15 LPA is required to apply for the SBI Cashback Credit Card, as per bank eligibility.

Employment TypeSelf Employed, Salaried
New to CreditEligible

Fees & Waivers

Joining Fee₹3000

A one-time joining fee is charged at the time of card issuance as per the bank’s policy.

Joining Fee OffsetThe ₹3,000 + GST joining fee is effectively offset by welcome benefits such as a Free Night Award (up to 15,000 points) and Silver Elite status with 10 Elite Night Credits, delivering upfront value that can match or exceed the joining fee for Marriott users.
Annual Fee₹3000

The annual fee is charged every year and may be waived if you meet the bank’s spending conditions.

Annual Fee WaiverThe annual fee is not waived under any spending conditions.
Estimated Annual Saving₹2928

Rewards & Redemption

Reward Conversion1 Reward Point = ₹0.25
Redemption Options

You can redeem your points here:

Earning ExclusionsAll Reversals, Cancelled Transactions, Cash Advances, ATM Cash Withdrawals, Quasi-Cash Transactions, Money Transfers, P2P Transfers, Wallet Loads, Outstanding Payments, EMI Spends, Gift Cards and Vouchers, Voucher Purchases, Gambling Transactions, Cryptocurrency/Digital Asset Transactions, Government-related Transactions
Spend ExclusionsAll Reversals, Cancelled Transactions, ATM Withdrawals, Quasi-Cash Transactions, Money Transfers, P2P Transfers, Wallet Loads, EMI Spends, Bank Charges & Fees, Late Payment Fees, Financial Charges, Interest Charges, Transaction Charges, Gift Cards and Vouchers, Gambling Transactions, Cryptocurrency/Digital Asset Transactions, Security Broker Services, Government-related Transactions, Insurance Payments, Utility Bill Payments, Rent Payment, Fuel Spends, Jewellery Purchases, Outstanding Payments

Benefits

All Benefits

  • Earn 4 Marriott Bonvoy Points per ₹150 on Travel, Dining and Entertainment; capped at ₹5 lakh monthly spend max 13,335 Points/month
  • Get up to 3 additional Free Night Awards (up to 15,000 Points each) on Anniversary Year spends of ₹6 lakh, ₹9 lakh and ₹15 lakh
  • Enjoy 12 complimentary domestic and 12 international airport lounge visits per year across India and abroad
  • Get complimentary Marriott Bonvoy Silver Elite Status, plus Green Fee waiver and complimentary golf lessons twice per quarter
  • Earn 8 Marriott Bonvoy Points per ₹150 spent at Marriott Bonvoy hotels and Marriott-branded stores; capped at ₹10 lakh monthly spend max 53,335 Points/month

Welcome Benefits

  • Get 1 Free Night Award (valued at up to 15,000 Marriott Bonvoy Points), 10 Elite Night Credits, and complimentary Marriott Bonvoy Silver Elite Status on a single minimum transaction of ₹500 within 90 days of card open date or on fee levy

Flight Benefits

  • Earn 4 Marriott Bonvoy Points per ₹150 spent on travel and  spends

Airport Lounge Benefits

  • Enjoy 12 complimentary visits to Domestic & international lounges Visits each year, accessible via the DCI Travel Tool App

Movie Benefits

  • Earn 4 Marriott Bonvoy Points per ₹150 on eligible Entertainment spends, capped at a combined ₹5 lakh monthly spend

Dining Benefits

  • Earn 4 Marriott Bonvoy Points per ₹150 on eligible dining spends, capped at a combined ₹5 lakh monthly spend max 13,335 Points/month

Insurance Benefits

  • Get coverage for delay or loss of checked-in baggage up to $250
  • Avail loss of travel documents cover up to $250
  • Receive flight delay cover up to $250
  • Enjoy air accidental cover up to $12,500
  • Get emergency medical expenses cover up to $18,750
  • Benefit from credit shield cover up to ₹1,00,000 and loss liability cover up to ₹9,00,000

Bank Offers

  • Access HDFC Bank–wide offers across select merchants and platforms, as made available from time to time

Railway Benefits

  • Get complimentary access to select golf courses with Green Fee waiver and complimentary golf lessons, twice per quarter

Milestone Benefits

Minimum Spend₹600000
Within365 days
Voucher Bonus₹15000

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility. Please carefully read the features of the card offered before submitting your application
A minimum transaction of Rs.100 within 30 days is required to activate the card, otherwise, you won’t be eligible for the Rewards

FAQ