HDFC

HDFC Pixel Go Credit Card

Apply for the HDFC Bank PIXEL Go Credit Card — a fully digital cashback card (₹250 + GST joining fee, waivable on spends) offering 1% unlimited cashback on everyday spends, 5% cashback on HDFC SmartBuy, 1% cashback on UPI spends (RuPay variant), up to 10% savings on dining via Swiggy Dineout and a 1% fuel surcharge waiver. Choose your network (Visa/RuPay) and card colour, convert spends to EMI via PayZapp, or opt for the FD-backed variant with no income proof. Apply online today

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Issued by

HDFC

HDFC Pixel Go Credit Card image
Joining Fee₹250
Annual Fee₹250
Income₹12000
Credit Score720

Key Highlights

Shopping

Get 5% Cashback on Shopping, Vouchers

and more through HDFC SmartBuy, plus 1% unlimited cashback on all other eligible

Dining

Enjoy up to 10% Savings on Restaurant Bill

payments across India through Swiggy Dineout

Enjoy up to 10% Savings on Restaurant Bill

payments across India through Swiggy Dineout

UPI

Earn 1% Cashback on UPI Spends

on the RuPay variant, capped at 500 CashPoints per calendar month

Get 5% Cashback on Shopping, Vouchers

and more through HDFC SmartBuy, plus 1% unlimited cashback on all other eligible

Eligibility

Age Criteria21-60
Credit Score720
Salaried Income₹1.44 LPA
Self-employed Income₹6 LPA
Employment TypeSelf Employed, Salaried
New to CreditEligible

Fees & Waivers

Joining Fee₹250
Joining Fee OffsetThe ₹250 + GST joining fee is waived on spends of ₹10,000 within the first 90 days of card issuance
Annual Fee₹250
Annual Fee WaiverThe annual fee is waived if you spend ₹50 thousand or more in a year on your card, as per bank policy
Estimated Annual Saving₹10000

Rewards & Redemption

Reward ConversionN/A
Redemption Options
  • PayZapp Mobile App
Earning ExclusionsFuel, EMI, Rent, E-Wallet Loading, Government Transactions
Spend ExclusionsFuel, EMI, Rent, E-Wallet Loading, Government Transactions

Benefits

All Benefits

  • Earn 1% unlimited cashback on eligible everyday spends
  • 5% cashback on HDFC SmartBuy, and 1% cashback on UPI spends RuPay variant, capped at 500 CashPoints month
  • Also available as an FD-backed card credit limit up to 90% of FD value no income proof
  • interest-free period up to 50 days

Flight Benefits

  • Earn 5% cashback on Flights bookings made via HDFC SmartBuy

Dining Benefits

  • Enjoy up to 10% savings on restaurant bill payments across India via Swiggy Dineout

Fuel Surcharge Waiver Benefits

  • 1% fuel surcharge waiver on fuel transactions between ₹400 and ₹5,000, capped at ₹250 per statement cycle

Bank Offer

  • One-click conversion of spends to EMI SmartEMI via PayZapp
  • fully digital onboarding and management through the PayZapp app spends, rewards, EMI dashboard
  • interest-free credit period of up to 50 days
  • also issued as an FD-backed card credit limit up to 90% of FD value, no income proof, earn FD interest while earning cashback

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility; please carefully review the features and benefits of the card offered before submitting your application
A minimum transaction of ₹100 within 30 days of card issuance is required to activate the card, failing which you will not be eligible for rewards
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