HDFC

HDFC PIXEL Play Credit Card

Apply for HDFC PIXEL Play Credit Card and earn 5% cashback on 2 chosen categories, 3% on 1 e-commerce platform, and 1% on all other spends. Best for digital shoppers.

ShoppingDiningGrocery ShoppingTravelUPI
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Issued by

HDFC

HDFC PIXEL Play Credit Card image
Joining FeeFree
Annual FeeFree
Income₹25000
Credit Score750

Key Highlights

UPI

Earn 1% Cashback

on UPI Spends (only for PIXEL RuPay Credit Cardholders)

Grocery Shopping

Earn 5% Cashback

on grocery spends on Blinkit and Reliance Smart Bazaar when Grocery is selected as a chosen category

Dining

Enjoy Up to 10% Off

on restaurant bill payments via Swiggy Dineout at 20,000+ restaurants when paying through the Swiggy app only

Shopping

Earn 3% Cashback

on Amazon, Flipkart or PayZapp by choosing 1 platform via PayZapp

Travel

Earn 5% Cashback

on travel spends on MakeMyTrip and Uber when Travel is selected as a chosen category

Earn 5% Cashback

on food delivery and entertainment spends on BookMyShow and Zomato when Dining and Entertainment is selected as a chosen category

Shopping

Earn 5% Cashback

on fashion spends on Nykaa and Myntra when Fashion is selected as a chosen category

Enjoy Up to 10% Off

on restaurant bill payments via Swiggy Dineout at 20,000+ restaurants when paying through the Swiggy app only

Earn 5% Cashback

on your choice of any 2 categories from Dining and Entertainment, Travel, Grocery, Electronics or Fashion, customised via PayZapp

Eligibility

Age Criteria21-60

Applicants must be between 21 and 60 years at the time of application.

Credit Score750

A CRIF score of 750 or above is required as per the bank’s eligibility criteria.

Salaried Income₹3 LPA

Minimum Annual Income of ₹3 LPA is required to apply for the PIXEL Play Credit Card, as per bank eligibility.

Self-employed Income₹6 LPA

Minimum Annual Income of ₹6 LPA is required to apply for the PIXEL Play Credit Card, as per bank eligibility.

Employment TypeSelf Employed, Salaried
New to CreditNot eligible

Fees & Waivers

Joining FeeFree

This card has no joining fee — it is lifetime free.

Joining Fee OffsetNot Applicable
Annual FeeFree

This card has no annual fee — it is lifetime free.

Annual Fee WaiverNot Applicable
Estimated Annual Saving₹20976

Rewards & Redemption

Reward ConversionN/A
Redemption Options

This is a cashback card, and your cashback is adjusted in your monthly statement.

Earning ExclusionsFuel Spends,Wallet Spends,Rent Payments,Government‑Related Transactions,EMI Transactions,Purchases converted to EMI post‑facto,Cash Advances,Outstanding Payments,Bank Charges & Fees
Spend ExclusionsFuel spends,Wallet Spends,Rent Payments,Government‑Related Transactions,EMI Transactions & Post‑Facto,EMI Conversions,Cash Advances,Outstanding Payment

Benefits

All Benefits

  • Earn 5% cashback on the choice of any two categories including Dining & Entertainment (BookMyShow, Zomato), Travel (MakeMyTrip, Uber), Grocery (Blinkit, Reliance Smart Bazaar), Electronics (Croma, Reliance Digital), and Fashion (Nykaa, Myntra)
  • Earn 3% Cashback on Amazon, Flipkart, or PayZapp transactions, as applicable
  • Earn 1% cashback on UPI spends (PIXEL RuPay Credit Card holders only)

Cab Benefits

  • Earn 5% cashback on Uber spends when Travel is selected as a chosen category

Movie Benefits

  • Earn 5% cashback on BookMyShow spends when Dining & Entertainment is selected as a chosen category

Dining Benefits

  • Earn 5% cashback on Zomato spends when Dining & Entertainment is selected as a chosen category
  • Get up to 10% off on restaurant bill payments via Swiggy Dineout (20,000+ restaurants; valid on payments via Swiggy app only)

Fuel Surcharge Waiver Benefits

  • 1% fuel surcharge waiver at all fuel stations across India on transactions between ₹400 and ₹5,000, capped at ₹250 per statement cycle

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility. Please carefully read the features of the card offered before submitting your application
A minimum transaction of Rs.100 within 30 days is required to activate the card, otherwise, you won’t be eligible for the Rewards

FAQ

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