HSBC

HSBC Live Plus Credit Card

Apply for HSBC Live+ Credit Card and get 10% cashback on dining & grocery plus 1.5% unlimited cashback on other retail spends. Best for: cashback lovers.

ShoppingOnline Food OrderingDiningTravel
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Issued by

HSBC

HSBC Live Plus Credit Card image
Joining Fee₹999
Annual Fee₹999
Income₹50000
Credit Score720

Key Highlights

Dining

Earn 10% Cashback on Dining

capped at ₹1,000 per month

Online Food Ordering

Earn 10% Cashback on Food Delivery

capped at ₹1,000 per month

Online Food Ordering

Earn 10% Cashback on Grocery Shopping

capped at ₹1,000 per month

Shopping

Earn 1.5% Unlimited Cashback on Shopping

& on most other retail categories with no monthly cap

Travel

Earn 1.5% Unlimited Cashback on Hotels

& on most other retail categories with no monthly cap

Get ₹1,000 Cashback on Spending ₹20,000

in the first 30 days plus ₹250 Amazon eGift Voucher on online application with video verification

Travel

Get 4 Complimentary Domestic Airport Lounge

visits per year maximum 1 visit per calendar quarter

Get 4 Complimentary Domestic Airport Lounge

visits per year maximum 1 visit per calendar quarter

Eligibility

Age Criteria21-65

Applicants must be between 21 and 65 years of age at the time of application.

Credit Score720

A minimum credit score of 720+ is recommended for approval.

Salaried Income₹6 LPA

A minimum annual income of ₹6 LPA is required to apply for this card, as per bank eligibility criteria.

Self-employed Income₹6 LPA

A minimum annual income of ₹6 LPA is required to apply for this card, as per bank eligibility criteria.

Employment TypeSalaried
New to CreditEligible

Fees & Waivers

Joining Fee₹999

A one-time joining fee of ₹999 is charged at the time of card issuance as per the bank's policy.

Joining Fee Offset₹1,000 cashback on ₹20,000 spent within 30 days of card issuance and ₹250 Amazon e-gift voucher on completing application and video KYC.
Annual Fee₹999

The annual fee is charged every year and may be waived if you meet the bank's spending conditions.

Annual Fee WaiverThe annual fee is waived if you spend ₹200000 or more in a year on your card, as per bank policy.
Estimated Annual Saving₹30000

Rewards & Redemption

Reward ConversionN/A
Redemption Options

This is a cashback card, and the earned cashback is adjusted directly in your monthly statement.

Earning ExclusionsUtilities, Wallet loads, Fuel, Property management fees, Rent payments, Insurance premiums, Education, Government payments, Toll, Casino/gambling, Money transfers, EMI transactions, Business services, Security brokers, Jewellery, Charity, Wholesale clubs, Card repayments, Foreign currency, Cash withdrawal.
Spend ExclusionsUtilities, Wallet loads, Fuel, Property management fees, Rent payments, Insurance premiums, Education, Government payments, Toll, Casino/gambling, Money transfers, EMI transactions, Business services, Security brokers, Jewellery, Charity, Wholesale clubs, Card repayments, Foreign currency, Cash withdrawa

Benefits

All Benefits

  • Earn 10% cashback on dining, food delivery, and grocery spends, one of the highest cashback rates in these everyday categories, capped at ₹1,000/month
  • Get 1.5% unlimited cashback with no monthly cap on shopping, hotels, medicine, and most other retail spends
  • Welcome package worth ₹1,250 - ₹1,000 cashback on ₹20,000 spend in 30 days plus ₹250 Amazon voucher on online application

Welcome Benefits

  • Get ₹1,000 cashback as statement credit on spending ₹20,000 within the first 30 days, requires downloading and logging into the HSBC India Mobile Banking app
  • Get ₹250 Amazon eGift Voucher on applying online, completing video verification, and receiving the card

Airport Lounge Benefits

  • 4 complimentary domestic airport lounge visits per year, maximum 1 visit per calendar quarter

Movie Benefits

  • 1.5% unlimited cashback applicable on movie and entertainment spends

Dining Benefits

  • 10% cashback on dining and food delivery spends, capped at ₹1,000 per month (shared cap across dining, food delivery, and grocery)

Bank Offers

  • 10% cashback on grocery spends, capped at ₹1,000 per month (shared cap with dining and food delivery)
  • 1.5% unlimited cashback on shopping, hotels, medicine, and most other retail categories, no monthly cap
  • Annual fee of ₹999 waived on spending ₹2,00,000 in a card year

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

...rewards
Welcome benefit is applicable only on spends within 30 days of card issuance

FAQ

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