HSBC

HSBC Platinum Rewards Credit Card

Check HSBC Platinum Rewards Credit Card eligibility, income criteria, fees, reward/cashback rates, benefits and exclusions. Compare features and apply online.

ShoppingTravel
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Issued by

HSBC

HSBC Platinum Rewards Credit Card image
Joining FeeFree
Annual FeeFree
Income₹50000
Credit Score720

Key Highlights

Shopping

Earn 2 Reward Points for every ₹150 spent

on all card transactions, convertible to air miles and hotel loyalty points via HSBC India App

Travel

Earn up to 6X Reward Points on Hotels, Flights

and Car Rentals via Travel with Points on HSBC Rewards Programme

Earn up to 6X Reward Points on Hotels, Flights

and Car Rentals via Travel with Points on HSBC Rewards Programme

Earn 2 Reward Points for every ₹150

spent on all card transactions, convertible to air miles and hotel loyalty points via HSBC India App

Eligibility

Age Criteria21-65

Applicants must be between 21 and 65 years of age at the time of application.

Credit Score720

A minimum credit score of 720+ is recommended for approval.

Salaried Income₹6 LPA

A minimum annual income of ₹6 LPA is required to apply for this card, as per bank eligibility criteria.

Self-employed Income₹6 LPA

A minimum annual income of ₹6 LPA is required to apply for this card, as per bank eligibility criteria.

Employment TypeSelf Employed, Salaried
New to CreditEligible

Fees & Waivers

Joining FeeFree

This card has no joining fee — it is lifetime free.

Joining Fee OffsetNot Applicable
Annual FeeFree

Not Applicable

Annual Fee WaiverNot Applicable
Estimated Annual Saving₹3634

Rewards & Redemption

Reward Conversion1 Reward Point = ₹0.50
Redemption Options
  • Flight bookings
  • Hotel bookings
  • Gift vouchers
  • Statement credit
     
Earning ExclusionsRent Payment, Insurance, Cash Withdrawls, School & Educational Services, GST Charges, Tolls
Spend ExclusionsRent Payment, Insurance, Cash Withdrawls, School & Educational Services, GST Charges, Tolls

Benefits

Welcome Benefits

  • Get 2,000 reward points on spending ₹5,000 within 30 days of card issuance after card activation in the HSBC Mobile App

Flight Benefits

  • Earn up to 6X Reward Points on Flights via HSBC Rewards Programme 

Surcharge Waiver Benefits

  • 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000 made using the HSBC Credit Card

All Benefits

  • Earn 2 Reward Points for every ₹150 spent on eligible transactions
  • Redeem your reward points for air miles with leading airlines such as Air India, Etihad Airways, British Airways, Singapore Airlines and more
  • Earn 5X Reward Points on purchases after spending ₹4,00,000 in an anniversary year, capped at 15,000 accelerated Reward Points

Cab Benefits

  • Earn Up to 6X Rewards Points on Car Rental via HSBC Rewards Programme

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

...rewards
Welcome benefit is applicable only on spends within 30 days of card issuance

FAQ

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