HSBC

HSBC Rupay Platinum Credit Card

Apply for the HSBC RuPay Platinum Credit Card online. Zero joining & annual fees, reward points on UPI spends, 10% off dining & groceries, plus fuel savings

DiningGrocery ShoppingTravel

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Issued by

HSBC

Joining FeeFree

Annual FeeFree

Income₹50000

Credit Score720

Key Highlights

Travel

Get up to 6X Reward Points on Flights, Hotels and Car Rentals

via Travel with Points, plus up to ₹6,000 off on flights & hotels with Cleartrip

Get up to 6X Reward Points on Flights, Hotels and Car Rentals

via Travel with Points, plus up to ₹6,000 off on flights & hotels with Cleartrip

Dining

Save 10% on Dining with Buy-One-Get-One Movie

Tickets with District by Zomato

Grocery Shopping

Save 10% up to ₹200 on Swiggy Instamart

orders of ₹500 and above using code HSBCRUPAY

Save 10% up to ₹200 on Swiggy Instamart

orders of ₹500 and above using code HSBCRUPAY

Eligibility

Age Criteria18-65

Credit Score720

Salaried Income₹6 LPA

Self-employed Income₹12 LPA

Employment TypeSelf Employed, Salaried

New to CreditEligible

Fees & Waivers

Joining FeeFree

Joining Fee Offset₹500 cashback, ₹250 Amazon eGift Voucher, 2-month EazyDiner membership, and ₹250 cashback on UPI

Annual FeeFree

Annual Fee WaiverNot Applicable

Estimated Annual Saving₹10000

Rewards & Redemption

Reward Conversion1 Reward Point = ₹0.50

Redemption Options

Flight & Hotel Bookings
Gift Cards (Food, Entertainment, fashion)

Earning ExclusionsRent Payment, Insurance, Cash Withdrawls, School & Educational Services, GST Charges, Tolls

Spend ExclusionsRent Payment, Insurance, Cash Withdrawls, School & Educational Services, GST Charges, Tolls

Benefits

All Benefits

5X on Apple via HSBC Unicorn portal
earn Reward Points on credit card-linked UPI payments
convert points to air miles, hotel loyalty points or gift cards
welcome benefits worth ₹500 + ₹250 + ₹250 cashback, a ₹250 Amazon eGift Voucher and a 2-month EazyDiner membership
District by Zomato 10% off dining/activities/shopping + buy-one-get-one movie tickets

Welcome Benefits

₹500 cashback on downloading & logging on to the HSBC India Mobile Banking app and spending ₹5,000 within 30 days of getting the card
₹250 Amazon eGift Voucher on applying online, completing Video KYC and receiving the card
2-month EazyDiner membership on activating the card
₹250 cashback on linking the card to UPI and making 2 transactions of ₹250 or more within 30 days

Flight Benefits

Earn up to 6X Reward Points on flights, get up to ₹6,000 off on flights with Cleartrip code HSBCRPCC for full-swipe, HSBCRPEMI for EMI transactions

Cab Benefits

Earn up to 6X Reward Points car rentals booked via Travel with Points

Movie Ticket Benefits

Buy-one-get-one cinema tickets via District by Zomato

Dining Benefits

10% off on dining, via District by Zomato
2-month EazyDiner membership on card activation

Fuel Surcharge Waiver Benefits

1% fuel surcharge waiver on fuel purchases between ₹400 and ₹4,000 per transaction, capped at ₹250 per month up to ₹3,000 savings a year

Bank Offer

Exclusive RuPay cardholder offers on shopping, dining and more
global discounts and offers via the JCB network
5X Reward Points on Apple purchases via the HSBC Unicorn portal
Instant EMI facility

Documents

PAN Card

Aadhaar Card or valid address proof

Latest salary slips or income proof

Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility; please carefully review the features and benefits of the card offered before submitting your application

A minimum transaction of ₹100 within 30 days of card issuance is required to activate the card, failing which you will not be eligible for rewards

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