HSBC

HSBC Travel One Credit Card

Check HSBC Travel One Credit Card eligibility, income criteria, fees, reward/cashback rates, benefits and exclusions. Compare features and apply online.

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HSBC

HSBC Travel One Credit Card image
Joining Fee₹4999
Annual Fee₹4999
Income₹35000
Credit Score750

Key Highlights

Earn 2 Reward Points

For every ₹100 spent on all other eligible purchases, with no cap

Save up to 15% on Travel Bookings

on flight and hotel bookings with Yatra and EaseMyTrip, and 15% off on flight bookings with Paytm and Cleartrip

Dining

Enjoy Discounts with Zomato District

10% off on dining and 10% off on events via the District app, up to ₹1,000 per month each, plus buy 1 movie ticket and get 1 free twice a month

Travel

Save up to 15% on Travel Bookings

on flight and hotel bookings with Yatra and EaseMyTrip, and 15% off on flight bookings with Paytm and Cleartrip

Travel

Earn 4 Reward Points

for every ₹100 spent on flights, travel aggregators and foreign currency transactions, capped at 50,000 accelerated points per month

Enjoy 10 Complimentary Lounge Visits

6 domestic and 4 international airport lounge visits every year

Travel

Enjoy 10 Complimentary Lounge Visits

6 domestic and 4 international airport lounge visits every year

Eligibility

Age Criteria25-65

Applicants must be between 25 and 65 years at the time of application.

Credit Score750

A CRIF score of 750 or above is required as per the bank’s eligibility criteria.

Salaried Income₹6 LPA

Minimum Annual Income of ₹6 LPA is required to apply for the HSBC Travel One Credit Card, as per bank eligibility.

Self-employed Income₹12 LPA

Minimum Annual Income of ₹3 LPA is required to apply for the HSBC Travel One Credit Card, as per bank eligibility.

Employment TypeSelf Employed, Salaried
New to CreditNot eligible

Fees & Waivers

Joining Fee₹4999

A one-time joining fee of ₹4,999 is charged at the time of card issuance as per the bank's policy

Joining Fee Offset₹1,000 cashback, PostCard Hotels voucher worth ₹3,000, and 3 months EazyDiner Prime membership on spending ₹10000 within 30 days of card issuance
Annual Fee₹4999

The annual fee is charged every year and may be waived if you meet the bank’s spending conditions.

Annual Fee WaiverThe annual fee is waived if you spend ₹8 lakh or more in a year on your card, as per bank policy.
Estimated Annual Saving₹160000

Rewards & Redemption

Reward Conversion1 Reward Point = ₹0.20
Redemption Options
  • Airline Miles
  • Hotel Loyalty Points
  • Travel bookings
Earning ExclusionsFuel, Utilities, Education Fees, Government Spends, Wallet Load, Insurance, Jewellery, Rent, Money Transfers, Cash Advances
Spend ExclusionsFuel, Rent, Insurance, EMI Transactions, Cash Advances, Wallet Load

Benefits

All Benefits

  • Earn 4 reward points for every ₹100 spent on flights, travel aggregators and foreign currency transactions
  • 6 complimentary domestic and 4 complimentary international airport lounge visits per year
  • Get 10,000 bonus reward points when you spend ₹12 lakh or more in a year
  • 15% off on travel bookings with Yatra, EaseMyTrip, Paytm and Cleartrip
  • Up to 20% off on duty-free purchases at Adani Airports via AdaniOne

Welcome Benefits

  • Get ₹1,000 cashback, a Postcard Hotel voucher worth ₹3,000, and a 3-month EazyDiner Prime membership on spending ₹10,000 within 30 days of card issuance. Additionally, earn 3,000 bonus reward points on spending ₹1,00,000 within the first 90 days

Flight Benefits

  • Earn 4 reward points for every ₹100 spent on flights, travel aggregators and foreign currency transactions, capped at 50,000 accelerated points per month
  • Earn 2 reward points for every ₹100 spent on all other eligible spends, with no cap
  • 4 complimentary chauffeur-driven airport transfers per year to or from domestic airports, maximum 1 per quarter
  • 15% off on flight and hotel bookings with Yatra and EaseMyTrip, and 15% off on flight bookings with Paytm and Cleartrip
  • 11% off on hotel bookings via StayVista, maximum 2 bookings per card per year, maximum saving ₹3,000 per booking

Airport Lounge Benefits

  • 6 complimentary domestic airport lounge visits per year
  • 4 complimentary international airport lounge visits per year

Movie Benefits

  • Buy 1 Movie Ticket and Get 1 free Twice a month

Dining Benefits

  • Enjoy Discounts with Zomato District 10% off on dining and 10% off on events via District app, up to ₹1,000 per month each

Insurance Benefits

  • Purchase protection of up to USD 20,000 per year on eligible items purchased with the card

Bank Offer

  • Complimentary rounds of golf and 12 complimentary lessons per calendar year, maximum 1 per month, plus 50% off on additional rounds
  • Up to 20% off on duty-free purchases at Adani Airports via AdaniOne, up to ₹3,000 on minimum spend of ₹8,000, once per card per year
  • Access to The Bicester Collection Villages with eVIP pass discounts, hands-free shopping and reserved parking

Milestone Benefits

Minimum Spend₹1200000
Within365 days
Reward Points Bonus10000

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility; please carefully review the features and benefits of the card offered before submitting your application
A minimum transaction of ₹100 within 30 days of card issuance is required to activate the card, failing which you will not be eligible for rewards

FAQ

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