IDFC

IDFC FIRST Dual Indigo Credit Card

Apply for IDFC FIRST Dual Indigo Credit Card. Earn 22 BluChips/₹100 on IndiGo flights, up to 25,000 bonus BluChips yearly & 1.49% forex markup. Best for IndiGo flyers.

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Issued by

IDFC

IDFC FIRST Dual Indigo Credit Card image
Joining Fee₹4999
Annual Fee₹4999
Income₹100000
Credit Score720

Key Highlights

Earn Up To 22 IndiGo BluChips Per ₹100

On IndiGo Flight Bookings 6 as card benefit, 8 as BluChip member bonus, 4 as channel bonus on IndiGo app/website, and up to 4 as tier bonus

Travel

Earn Up To 22 IndiGo BluChips Per ₹100

On IndiGo Flight Bookings 6 as card benefit, 8 as BluChip member bonus, 4 as channel bonus on IndiGo app/website, and up to 4 as tier bonus

UPI

Earn 0.5 IndiGo BluChips per ₹100

On UPI spends via the RuPay variant of the card, redeemable against IndiGo flights

Shopping

Earn 3 IndiGo BluChips per ₹100

on All Other Spends on eligible online and offline transactions, redeemable against IndiGo flights

Utility Bills

Earn 0.5 IndiGo BluChips per ₹100 On Utility Spends

redeemable against IndiGo flight bookings

Travel

Save With a Low Forex Markup of 1.49%

On International Transactions on international POS and online purchases in foreign currency

Earn 3 IndiGo BluChips per ₹100

on All Other Spends redeemable against IndiGo flight bookings via your IndiGo BluChip account

Eligibility

Age Criteria21-65
Credit Score720
Salaried Income₹12 LPA
Self-employed Income₹12 LPA
Employment TypeSelf Employed, Salaried
New to CreditNot eligible

Fees & Waivers

Joining Fee₹4999
Joining Fee OffsetThe joining fee is not offset by any bonus or credit.
Annual Fee₹4999
Annual Fee WaiverThe annual fee is not waived under any spending conditions.
Estimated Annual Saving₹80000

Rewards & Redemption

Reward Conversion1 IndiGo BluChip = ₹0.50
Redemption Options
  • IndiGo flight bookings
  • Vouchers 
Earning ExclusionsEMI Transactions, Cash Advances
Spend ExclusionsEMI Transactions, Cash Advances

Benefits

All Benefits

  • Earn up to 22 IndiGo BluChips per ₹100 on IndiGo flight bookings via IndiGo website and app
  • Up to 25,000 bonus IndiGo BluChips annually through milestone spends at ₹2L, ₹5L, ₹8L, ₹10L, and ₹12L
  • 5,000 IndiGo BluChips voucher and 6E Eats meal voucher on joining and renewal
  • Trip cancellation cover up to ₹25,000 per year on non-refundable flights and hotels
  • 1.49% forex markup on international transactions

Welcome Benefits

  • 5,000 IndiGo BluChips voucher on joining-fee realization
  • 6E Eats meal voucher on joining-fee realization
  • 3-month EazyDiner Prime membership on card issuance
  • The Postcard Hotels stay voucher worth ₹3,000 on card issuance
  • 3,000 IndiGo BluChips voucher on spending ₹1,00,000 within 90 days of card issuance
  • No joining fee for FD-backed secured version

Flight Benefits

  • Earn up to 22 IndiGo BluChips per ₹100 on IndiGo flights via IndiGo website and app
  • 5,000 IndiGo BluChips voucher at each milestone spend of ₹2 lakh, ₹5 lakh, ₹8 lakh, ₹10 lakh, and ₹12 lakh annually, totalling up to 25,000 BluChips per year
  • 5,000 IndiGo BluChips voucher and 6E Eats meal voucher on each annual fee renewal

Railway Benefits

  • Earn 3 IndiGo BluChips per ₹100 on railway transactions

Cab Benefits

  • Earn 3 IndiGo BluChips per ₹100 on cab and car rental transactions

Bus Benefits

  • Earn 3 IndiGo BluChips per ₹100 on bus transactions

Dining Benefits

  • 3-month EazyDiner Prime membership on card issuance

Fuel Surcharge Waiver Benefits

  • 1% fuel surcharge waiver on fuel transactions between ₹200 and ₹5,000 per transaction, capped at ₹300 per statement cycle

Insurance Benefits

  • Trip cancellation cover on non-refundable flights or hotels, up to ₹25,000 per year

Bank Offer

  • 4 complimentary golf rounds and 12 complimentary golf lessons every year via Mastercard World privileges

Milestone Benefits

Minimum Spend₹200000
Within365 days
Reward Points Bonus5000

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility. Please carefully read the features of the card offered before submitting your application
A minimum transaction of Rs.100 within 30 days is required to activate the card, otherwise, you won’t be eligible for the Rewards

FAQ

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