IDFC

IDFC FIRST Mayura Credit Card

Apply for IDFC First Mayura Credit Card for 50X on hotel bookings, 10X on spends above ₹20K, 16 intl lounges & zero forex. Best for frequent travellers.

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Issued by

IDFC

IDFC FIRST Mayura Credit Card image
Joining Fee₹5999
Annual Fee₹5999
Income₹250000
Credit Score720

Key Highlights

Shopping

10X Reward Points on

incremental spends above ₹20,000 per month and on birthday spends

Travel

Enjoy 0% forex markup on international

transactions save on every overseas spend with no foreign exchange conversion fees on the card

Earn up to 60 Reward Points on Hotel Booking

via the IDFC FIRST Bank Mobile App, capped at 25,000 bonus Reward Points per calendar month

Travel

Enjoy 4 complimentary Domestic & International

via the IDFC FIRST Bank Mobile App, capped at 25,000 bonus Reward Points per calendar month

subject to minimum monthly spends of ₹20,000

Enjoy 0% forex markup on International

transactions save on every overseas spend with no foreign exchange conversion fees on the card

Travel

₹50,000 Trip Cancellation Cover

for flight and hotel bookings twice a year

Travel

Earn up to 40 Reward Points on Flight Booking

via the IDFC FIRST Bank Mobile App, capped at 25,000 bonus Reward Points per calendar month

Eligibility

Age Criteria21-60
Credit Score720
Salaried Income₹25 LPA
Self-employed Income₹25 LPA
Employment TypeSelf Employed, Salaried
New to CreditEligible

Fees & Waivers

Joining Fee₹5999
Joining Fee OffsetEarn ₹4000 cashback on every ₹1000 transaction done within first 60 days of card issuance
Annual Fee₹5999
Annual Fee WaiverThe annual fee is not waived under any spending conditions.
Estimated Annual Saving₹14000

Rewards & Redemption

Reward Conversion1 reward points = Rs 0.25
Redemption Options

You redeem your points here:

Earning ExclusionsFuel Spends, EMI transactions, Purchases converted to EMI post facto, Wallet loading transactions, Purchase of Jewelry items, Cash advances, Payment of outstanding balances, Payment of card fees and other card charges, Rental Payments, Government services, Insurance services, Education services, Utility Spends that are not done on Airtel Thanks platform
Spend ExclusionsFuel Spends, EMI transactions, Purchases converted to EMI post facto, Wallet loading transactions, Purchase of Jewelry items, Cash advances, Payment of outstanding balances, Payment of card fees and other card charges, Rental Payments, Government services, Insurance services, Education services, Utility Spends that are not done on Airtel Thanks platform

Benefits

All Card Benefits

  • 0% forex markup on all international transactions
  • Up to 4 Indian airport lounge visits, 4 global airport lounge visits, and 4 railway lounge visits per quarter, subject to minimum monthly spends of ₹20,000
  • Earn 10 Reward Points per ₹150 on eligible incremental spends above ₹20,000 in a statement cycle, and 5 Reward Points per ₹150 up to ₹20,000
  • Annual fee benefit: up to 15,000 Reward Points on spends of ₹15 lakhs or 7,500 Reward Points on spends of ₹8 lakhs in the previous anniversary year
  • Up to 60 Reward Points per ₹150 on hotel bookings and 40 Reward Points per ₹150 on flight bookings via the IDFC FIRST Bank Mobile App, capped at 25,000 bonus Reward Points per calendar month

Welcome Benefits

  • Earn up to 12,000 Reward Points as a joining fee benefit

Flight Benefits

  • Earn 40 Reward Points per ₹150 on flight bookings made via the Travel & Shop section of the IDFC FIRST Bank Mobile App, capped at 25,000 bonus Reward Points per calendar month

Surcharge Waiver Benefits

  • Get a 1% waiver on fuel surcharge for transactions between ₹200 and ₹5,000, up to ₹500 per statement cycle

Airport Lounge Benefits

  • Enjoy up to 4 complimentary visits per quarter to participating airport lounges at Indian airports (domestic and international terminals), including 1 complimentary guest visit per quarter within the overall quota
  • Lounge stay is capped at 2 hours per visit

Railway Lounge Benefits

  • Enjoy up to 4 complimentary railway lounge visits per quarter at participating railway lounges in India, shared between primary and add-on cardholders
  • Access requires minimum monthly spends of ₹20,000

Milestone Benefits

Minimum Spend₹800000
Within365 days
Reward Points Bonus7500

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility. Please carefully read the features of the card offered before submitting your application
A minimum transaction of Rs.100 within 30 days is required to activate the card, otherwise, you won’t be eligible for the Rewards

FAQ

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