Federal

Imperio Credit Card

Lifetime free Federal Bank Imperio Credit Card — 3X rewards on grocery and healthcare, 2X on utility bills, 2 domestic lounge visits a quarter, ₹400 welcome voucher

Grocery ShoppingTravelUtility Bills
Apply Now View More Cards
Issued by

Federal

Imperio Credit Card image
Joining FeeFree
Annual FeeFree
Income₹30000
Credit Score700

Key Highlights

Grocery Shopping

Earn 3X Reward Points on Grocery & Health Care Spends

plus a complimentary BigBasket voucher worth ₹300 on quarterly spends of ₹50,000

Earn 3X Reward Points on Grocery & Health Care Spends

plus a complimentary BigBasket voucher worth ₹300 on quarterly spends of ₹50,000

Travel

Enjoy 2 Complimentary Domestic Airport Lounge

Visits Every Quarter Unlocked by spending ₹40,000 or more in the immediately preceding quarterly spend cycle

Utility Bills

Earn 2X Reward Points on Electricity, Gas & Mobile Bill Payments

plus insurance transactions are capped at 250 points per card per calendar month

Enjoy 2 Complimentary Domestic Airport Lounge

Visits Every Quarter Unlocked by spending ₹40,000 or more in the immediately preceding quarterly spend cycle

Eligibility

Age Criteria21-60
Credit Score700
Salaried Income₹3.6 LPA
Self-employed Income₹3.6 LPA
Employment TypeSelf Employed, Salaried
New to CreditEligible

Fees & Waivers

Joining FeeFree
Joining Fee OffsetAmazon Pay e-Voucher worth ₹400 on a minimum spend of ₹5,000 within the first 30 days
Annual FeeFree
Annual Fee WaiverNot Applicable
Estimated Annual Saving₹10000

Rewards & Redemption

Reward Conversion1 Reward Rate =₹0.25
Redemption Options
  • Gift Vouchers
  • Merchandies
  • Movie Tickets
  • Flight & Hotel Bookings
Earning ExclusionsATM Withdrawal, Fuel, Government Services, E-Wallet Loading, Rent, Financial Institutions, Quasi Cash, Insurance
Spend ExclusionsATM Withdrawal, Fuel, Government Services, E-Wallet Loading, Rent, Financial Institutions, Quasi Cash, Insurance

Benefits

All Benefits

  • ₹400 Amazon Pay e-Voucher on ₹5,000 spend within the first 30 days
  • 2 complimentary domestic airport lounge visits per quarter on ₹40,000 quarterly spend
  • complimentary BigBasket voucher worth ₹300 on ₹50,000 quarterly spend
  • Buy One Get One on INOX movie tickets once a quarter; a 3-month Times Prime membership on retail spends over ₹30,000 in a quarter

Welcome Benefits

  • Amazon Pay e-Voucher worth ₹400 on a minimum spend of ₹5,000 within the first 30 days from the date of card issuance

Airport Lounge Benefits

  • 2 complimentary domestic airport lounge visits per eligible quarter, unlocked by spending ₹40,000 or more during the immediately preceding quarterly spend cycle 

Movie Ticket Benefits

  • Buy One Get One BOGO offer on INOX movie tickets, once a quarter buy 1 ticket and get ₹100 off the second movie ticket on a minimum purchase of two tickets in a single transaction on INOX digital platforms www.inoxmovies.com, the INOX mobile app or the INOX mobile website

Dining Benefits

  • Dining offers at partner hotels through the FedDelights programme, giving up to 15% discount

Fuel Surcharge Waiver Benefits

  • 1% fuel surcharge waiver at all petrol pumps across India on transactions between ₹400 and ₹5,000, capped at ₹150 per month

Bank Offer

  • A complimentary 3-month Times Prime membership on retail spends of over ₹30,000 in any quarter the voucher is issued in the subsequent month and is valid for 45 days
  • retail spends exclude ATM cash withdrawals and e-wallet top-ups
  • Access to Visa Deals & Offers (Visa variant) and ongoing cashback through the Mastercard Shop Perks programme Mastercard variant across travel, food and dining, shopping, sports, entertainment and lifestyle
  • Balance Transfer of another bank’s credit card outstanding to the Federal Bank Credit Card with zero processing fee, offered to eligible customers
  • EMI conversion at the merchant outlet POS, on online transactions and post-transaction via FedMobile / FedNet / contact centre

Milestone Benefits

Minimum Spend₹50000
Within90 days
Voucher Bonus₹300

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility; please carefully review the features and benefits of the card offered before submitting your application
A minimum transaction of ₹100 within 30 days of card issuance is required to activate the card, failing which you will not be eligible for rewards
Apply Now