Axis

IndianOil Axis Rupay Credit Card

Apply for IndianOil Axis Bank RuPay Credit Card for 4% on IOCL fuel, 1% on online shopping & 10% off BookMyShow. Best for Indian Oil users.

FuelShoppingOnline Food OrderingGrocery ShoppingTravel
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Issued by

Axis

IndianOil Axis Rupay Credit Card image
Joining Fee₹500
Annual Fee₹500
Income₹30000
Credit Score720

Key Highlights

Fuel

Earn 6X EDGE Miles on every ₹150 Spent

at listed IndianOil outlets up to ₹15,000 per statement month, capped at 600 EDGE Miles at 1 EDGE Mile = ₹1

Shopping

Earn 1% Value Back on Online Shopping

by earning 5 EDGE REWARD points per ₹100 on transactions between ₹100 and ₹5,000, up to ₹5,000 spends per calendar month

Grocery Shopping

Earn 2X EDGE Miles on every ₹150 spent at grocery

and supermarket merchants up to ₹5,000 per statement month, capped at 33 incremental EDGE Miles at 1 EDGE Mile = ₹1

Online Food Ordering

Get 30% Off on Zomato Orders with Coupon AXISIOCL

capped at ₹150 per order on minimum spend of ₹200, twice per calendar month

Travel

Access with 2 Complimentary Domestic Airport

lounge visits per quarter

Earn 6X EDGE Miles on every ₹150 Spent

at listed IndianOil outlets up to ₹15,000 per statement month, capped at 600 EDGE Miles at 1 EDGE Mile = ₹1

Get 500 EDGE Miles on First Transaction

within 30 days of card issuance, credited within T+12 days at 1 EDGE Mile = ₹1

Travel

Save On Travel Bookings with up to 15% Instant

savings on flights and hotels via MakeMyTrip every Wednesday

Eligibility

Age Criteria18-70
Credit Score720
Salaried Income₹3 LPA
Self-employed Income₹3.5 LPA
Employment TypeSelf Employed, Salaried
New to CreditNot eligible

Fees & Waivers

Joining Fee₹500
Joining Fee Offset500 EDGE Miles on first spend within 30 days of card issuance
Annual Fee₹500
Annual Fee WaiverThe annual fee is waived if you spend ₹30000 or more in a year on your card, as per bank policy.
Estimated Annual Saving₹40000

Rewards & Redemption

Reward Conversion1 Edge Reward =₹0.20
Redemption Options
  • Online merchandise/vouchers
  • part point–part cash shopping
  • offline phone redemption
  • loyalty transfer
Earning ExclusionsUtility & Telecom, Education Spends, Rent, Wallet Loads, Government-related Transactions, Insurance Payments, Jewellery Purchases, Financial Institutions, Cash Advances, Repayments
Spend ExclusionsUtility & Telecom, Education Spends, Rent, Wallet Loads, Government-related Transactions, Insurance Payments, Jewellery Purchases, Financial Institutions, Cash Advances, Repayments

Benefits

All Benefits

  • Earn 6 EDGE Miles per ₹150 on IndianOil fuel spends, capped at 600 EDGE Miles per statement month on spends up to ₹15,000
  • 30% off on Zomato, up to ₹150 per order, on minimum order value of ₹200, valid 2 times per calendar month
  • 2 complimentary domestic airport lounge visits per quarter

Welcome Benefits

  • 500 EDGE Miles on first spend within 30 days of card issuance, no minimum spend required

Flight Benefits

  • Up to 15% instant savings on flights & hotels via MakeMyTrip every Wednesday

Airport Lounge Benefits

  • 2 complimentary domestic airport lounge visits per quarter

Dining Benefits

  • 30% instant discount on Zomato food delivery maximum discount of ₹150 per order, minimum order value of ₹200 valid up to 2 times per calendar month
  • 10% off on orders via Swiggy every Wednesday

Fuel Benefits

  • Earn 6 EDGE Miles for every ₹150 spent at IndianOil fuel outlets
  • Accelerated earn applicable up to ₹15,000 per statement month
  • Total earn on ₹15,000 fuel spends is capped at 600 EDGE Miles per month
  • Spends above ₹15,000 per month earn 1 EDGE Mile per ₹150

Surcharge Waiver Benefits

  • 1% fuel surcharge waiver on fuel purchases at IOCL outlets
  • Waiver applicable only at listed IndianOil outlets with IOCL authorized EDCs
  • GST charged on fuel surcharge is non-refundable
  • Surcharge reversal credited within 15 days if not reversed automatically at settlement

Bank Offer

  • Wednesday Delight: up to 15% instant savings on flights & hotels via MakeMyTrip every Wednesday

Milestone Benefits

Minimum Spend₹30000
Within365 days
Reward Points Bonus500

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility. Please carefully read the features of the card offered before submitting your application
A minimum transaction of Rs.100 within 30 days is required to activate the card, otherwise, you won’t be eligible for the Rewards

FAQ

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