RBL

IndianOil RBL Bank Credit Card

Apply for IndianOil RBL Bank Credit Card. Earn 6% value back at IndianOil, up to 100 litres free petrol/year & 1% fuel surcharge waiver. Best for IndianOil users.

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Issued by

RBL

IndianOil RBL Bank Credit Card image
Joining Fee₹500
Annual Fee₹500
Income₹25000
Credit Score720

Key Highlights

Shopping

1 Fuel Point per ₹100 on Shopping

including purchases on fashion, lifestyle, and everyday luxuries

Fuel

Get 6% Valueback at IndianOil fuel Stations

as 10 fuel points per ₹100 spent, capped at 1,000 fuel points per month

Get 6% Valueback at IndianOil fuel Stations

as 10 fuel points per ₹100 spent, capped at 1,000 fuel points per month

Fuel

Get 100 Litres Free Petrol

as fuel points annually

Get 1,000 Fuel Points on Spends Above ₹500

within 30 days of getting the card

Fuel

Get Fuel Point Value at ₹0.5 per Fuel

point when redeemed at IndianOil fuel stations

Eligibility

Age Criteria21-70

Applicants must be between 21 and 70 years at the time of application.

Credit Score720

A CRIF score of 720 or above is required as per the bank’s eligibility criteria.

Salaried Income₹3 LPA

Minimum Annual Income of ₹3 LPA is required to apply for the IndianOil RBL Bank Credit Card, as per bank eligibility.

Self-employed Income₹3 LPA

Minimum Annual Income of ₹3 LPA is required to apply for the IndianOil RBL Bank Credit Card, as per bank eligibility.

Employment TypeSelf Employed, Salaried
New to CreditNot eligible

Fees & Waivers

Joining Fee₹500

A one-time joining fee is charged at the time of card issuance as per the bank’s policy.

Joining Fee OffsetEarn 1,000 Fuel Points (worth ₹500) on spending ₹500 within 30 days of card issuance, effectively offsetting the joining fee.
Annual Fee₹500

The annual fee is charged every year and may be waived if you meet the bank’s spending conditions.

Annual Fee WaiverThe annual fee is waived if you spend ₹1.75 lakh or more in a year on your card, as per bank policy.
Estimated Annual Saving₹30000

Rewards & Redemption

Reward Conversion1 Fuel Point = ₹0.5
Redemption Options
  • Fuel Station via Indian Oil
  • Vouchers
  • Products
Earning ExclusionsAll Reversals, Cancelled Transactions, Cash Advances, ATM Cash Withdrawals, Quasi-Cash Transactions, Money Transfers, P2P Transfers, Wallet Loads, Gift Cards and Vouchers, EMI Spends, Bank Charges & Fees, Late Payment Fees, Processing Fees, Financial Charges, Interest Charges, Payment Returned Charges, Service/Interest Charges, Transaction Charges, Education Spends, Fuel Spends (at non-IndianOil outlets), Fuel Surcharge, Toll Payments, Gambling Transactions, Lottery, Online Skill-Based Gaming, Government-related Transactions, Utility Bill Payments, Telecom, Taxes, Insurance Payments, Jewellery Purchases, Forex Transactions, Cryptocurrency/Digital Asset Transactions, Rent Payment, Railways, Transportation, Business Services, Contracted Services, Collection Agencies, Security Broker Services, Charity, Donations, Antique Items, Load Money, Liquid Assets, Outstanding Payments, Voucher Purchases, Donations to Religious Organizations, Donations to Political Organizations, Smartpay, Smartbuy Portal
Spend ExclusionsAll Reversals, Cancelled Transactions, Cash Advances, ATM Cash Withdrawals, Quasi-Cash Transactions, Money Transfers, P2P Transfers, Wallet Loads, Gift Cards and Vouchers, EMI Spends, Bank Charges & Fees, Late Payment Fees, Processing Fees, Financial Charges, Interest Charges, Payment Returned Charges, Service/Interest Charges, Transaction Charges, Education Spends, Fuel Surcharge, Toll Payments, Gambling Transactions, Lottery, Online Skill-Based Gaming, Government-related Transactions, Utility Bill Payments, Telecom, Taxes, Insurance Payments, Jewellery Purchases, Forex Transactions, Cryptocurrency/Digital Asset Transactions, Rent Payment, Railways, Transportation, Business Services, Contracted Services, Collection Agencies, Security Broker Services, Charity, Donations, Antique Items, Load Money, Liquid Assets, Outstanding Payments, Voucher Purchases, Donations to Religious Organizations, Donations to Political Organizations, Smartpay, Smartbuy Portal

Benefits

All Benefits

  • 10 fuel points per ₹100 spent at IndianOil fuel stations
  • 1 fuel point per ₹100 spent on all other purchases like shopping and everyday spends
  • 1 fuel point = ₹0.5 redemption value at IndianOil fuel stations
  • Welcome benefit of 1,000 fuel points worth ₹500 on spending ₹500 within 30 days
  • Up to 100 litres free petrol annually as fuel points on monthly spends of ₹20,000

Welcome Benefits

  • 1,000 fuel points as welcome benefit on spending above ₹500 within 30 days of card issuance
  • Value of welcome benefit = ₹500 as 1 fuel point = ₹0.5

Dining Benefits

  • Earn 1 fuel point for every ₹100 spent on dining.

Fuel Benefits

  • 10 fuel points per ₹100 spent at IndianOil fuel stations
  • Equivalent to 5% valueback as 1 fuel point = ₹0.5
  • Maximum 1,000 fuel points per month
  • Up to 100 litres free petrol annually as fuel points on monthly spends of ₹20,000
  • 6% valueback at IndianOil fuel stations

Fuel Surcharge Wavier Benefits

  • 1% fuel surcharge waiver on fuel transactions
  • Maximum waiver of ₹100 per month

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility. Please carefully read the features of the card offered before submitting your application
A minimum transaction of Rs.100 within 30 days is required to activate the card, otherwise, you won’t be eligible for the Rewards

FAQ

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