IndusInd

IndusInd Indulge Credit Card

Apply for the IndusInd Bank Indulge Credit Card and get 1.5 Reward Points per ₹100, 4 golf games a month and 6 lounge visits a quarter

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IndusInd

IndusInd Indulge Credit Card image
Joining Fee₹75000
Annual Fee₹10000
Income₹299999
Credit Score750

Key Highlights

Travel

Enjoy 6 Complimentary Domestic Lounge Visits

Every Quarter, unlocked by ₹5,00,000 of spends in the previous quarter, You also get a complimentary Priority Pass with 4 international lounge visits every quarter

Enjoy 6 Complimentary Domestic Lounge Visits

Every Quarter, unlocked by ₹5,00,000 of spends in the previous quarter, You also get a complimentary Priority Pass with 4 international lounge visits every quarter

Dining

Get ₹3,000 Off Your Restaurant Bill Twice a Year

Pay online through EazyDiner at 100+ partner restaurants, once every six months

Shopping

Get 3 Free Movie Tickets Every Month on BookMyShow

worth up to ₹700, with ₹50 off food and beverages per pair

Get ₹3,000 Off Your Restaurant Bill Twice a Year

Pay online through EazyDiner at 100+ partner restaurants, once every six months

Eligibility

Age Criteria18-70
Credit Score750
Salaried Income₹36 LPA
Self-employed Income₹42 LPA
Employment TypeSelf Employed, Salaried
New to CreditNot eligible

Fees & Waivers

Joining Fee₹75000
Joining Fee OffsetNot Applicable
Annual Fee₹10000
Annual Fee WaiverThe annual fee is waived if you spend ₹10,00,000 or more in a year on your card, as per bank policy
Estimated Annual Saving₹10000

Rewards & Redemption

Reward Conversion1 Reward Point = ₹1
Redemption Options
  • Cash Credit
  • KrisFlyers Miles
  • Maharaja Points
  • IndusMoments Catalogue
Earning ExclusionsFuel, Insurance, Utility Bills, Government Services, Education
Spend ExclusionsFuel, Insurance, Utility Bills, Government Services, Education

Benefits

All Benefits

  • 4 complimentary golf games and 4 complimentary golf lessons every month
  • 6 complimentary domestic lounge visits per quarter plus a complimentary Priority Pass with 4 international visits per quarter
  • ₹3,000 off dining bills twice a year through EazyDiner
  • Buy 1 Get 1 free movie tickets on BookMyShow up to 3 free tickets a month

Flight Benefits

  • 25% off retail rates on Visa Airport Fast Track immigration at 450+ destinations
  • complimentary Visa Meet & Greet at major Indian airports on international flights

Cab Benefits

  • 20% off retail rates on the Visa Airport Limo Transfer service in key cities globally

Airport Lounge Benefits

  • Up to 6 complimentary domestic lounge visits per calendar quarter, unlocked by ₹5,00,000 of spends in the previous quarter
  • Complimentary Priority Pass Standard Membership with 4 international visits per calendar quarter 

Movie Ticket Benefits

  • Buy 1 Get 1 free on BookMyShow with the free ticket capped at ₹700 and up to 3 free tickets per month, plus ₹50 off food and beverages for every 2 tickets booked

Dining Benefits

  • ₹3,000 off the total bill twice a year, once in any six-month period, on online payment through the EazyDiner IndusInd dining voucher at 100+ partner restaurants

Fuel Surcharge Waiver Benefits

  • 1% fuel surcharge waiver at all petrol pumps across India, subject to a minimum surcharge of ₹10

Insurance Benefits

  • Total Protect covers unauthorised, counterfeit and online card fraud up to your credit limit, with 2 days pre-reporting and 7 days post-reporting cover and claims settled through ICICI Lombard
  • international travel cover for loss of checked baggage, delay of checked baggage beyond 6 hours, loss of passport, loss of ticket and missed flight connection
  • Visa Infinite protection up to US$1,000 per claim and US$1,000 per annum

Bank Offer

  • stay 3 pay 2 with 50% savings on the second night at 40+ ITC Hotels properties and 150+ Elivaas luxury villas
  • Visa Infinite movie Buy 1 Get 1 capped at ₹300 per transaction and 20% off non-movie events up to ₹700 per transaction, within a ₹1,000 monthly benefit cap
  • 24-hour concierge and Direct Connect service on 022-685 77777

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility; please carefully review the features and benefits of the card offered before submitting your application
A minimum transaction of ₹100 within 30 days of card issuance is required to activate the card, failing which you will not be eligible for rewards

FAQ

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