IndusInd

IndusInd Jio-bp Mobility+ Credit Card

Earn 12 Smiles per ₹100 at Jio-bp, 5 on dining and grocery, 2 elsewhere on the IndusInd Bank Jio-bp Mobility+ Credit Card, plus a 1% fuel surcharge waiver

FuelDiningGrocery Shopping
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IndusInd

IndusInd Jio-bp Mobility+ Credit Card image
Joining Fee₹499
Annual FeeFree
Income₹20000
Credit Score720

Key Highlights

Fuel

Earn 12 Smiles for Every ₹100 Spent Across the Jio-bp Network

Petrol, Diesel, Castrol lubes, wildbean cafe, Jio-bp Pulse (EV charging) and Jio-bp convenience store, Capped at 1,200 Smiles a Statement Cycle

Earn 12 Smiles for Every ₹100 Spent Across the Jio-bp Network

Petrol, Diesel, Castrol lubes, wildbean cafe, Jio-bp Pulse (EV charging) and Jio-bp convenience store, Capped at 1,200 Smiles a Statement Cycle

Dining

Earn 5 Smiles for Every ₹100 Spent on Dining

inside the Jio-bp ecosystem earns more still the wildbean café sits in the 12 Smiles per ₹100 group

Earn 5 Smiles for Every ₹100 Spent on Dining

inside the Jio-bp ecosystem earns more still — the wildbean café sits in the 12 Smiles per ₹100 group

Grocery Shopping

Earn 5 Smiles for Every ₹100 Spent at Supermarkets and Grocery Stores

Jio-bp’s own convenience stores earn at the top 12 Smiles per ₹100 rate instead, subject to the 1,200-Smile statement-cycle cap on Jio-bp earnings

Eligibility

Age Criteria18-70
Credit Score720
Salaried Income₹2.4 LPA
Self-employed Income₹2.4 LPA
Employment TypeSelf Employed, Salaried
New to CreditEligible

Fees & Waivers

Joining Fee₹499
Joining Fee Offset400 bonus Smiles worth ₹100 on your first fuel or EV-charging transaction at Jio-bp within 30 days of card setup, plus a complimentary wildbean café coupon worth ₹200 on your first wildbean café transaction within 30 days ₹300 of welcome value in total
Annual FeeFree
Annual Fee WaiverNot Applicable
Estimated Annual Saving₹10000

Rewards & Redemption

Reward Conversion1 Smile = ₹0.25
Redemption Options
  • Jio-bp fuel station
  • Jio-bp Convenience store
  • wildbean Café
  • Jio-bp Pulse (EV charging
Earning ExclusionsFuel (Non Jio-bp), Insurance, Government Services, Utility Bills, Rent
Spend ExclusionsFuel (Non Jio-bp), Insurance, Government Services, Utility Bills, Rent

Benefits

All Benefits

  • 12 Smiles per ₹100 on all Jio-bp spends petrol, diesel, Castrol lubes, wildbean café, Jio-bp Pulse EV charging and Jio-bp convenience stores
  • 5 Smiles per ₹100 on dining, supermarket and grocery spends, with a cap of 1,200 Smiles in a statement cycle on Jio-bp earnings
  • 400 on the first Jio-bp fuel or EV-charging transaction within 30 days of card setup; 200 in any statement cycle with ₹4,000 or more of Jio-bp spends
  • complimentary wildbean café coupon worth ₹200 on the first wildbean café transaction within 30 days of card setup

Welcome Benefits

  • Earn 400 bonus Smiles, worth ₹100, on your first fuel or EV-charging transaction at any Jio-bp station within 30 days of card setup
  • Get a complimentary wildbean café coupon worth ₹200 on your first wildbean café transaction within the same 30 days. Total welcome value ₹300

Dining Benefits

  • Dining spends earn an accelerated 5 Smiles for every ₹100 spent 

Fuel Benefits

  • Fuel bought at Jio-bp earns 12 Smiles for every ₹100 spent, apping of 1,200 Smiles in a statement cycle for points earned

Fuel Surcharge Waiver Benefits

  • Save the 1% fuel surcharge, but only at Jio-bp

Bank Offer

  • Roadside Assistance Flat tyre, engine trouble, sudden hiccups, plans can go off track, but we won’t let you stall

Milestone Benefits

Minimum Spend₹100000
Within365 days
Reward Points Bonus2000

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility; please carefully review the features and benefits of the card offered before submitting your application
A minimum transaction of ₹100 within 30 days of card issuance is required to activate the card, failing which you will not be eligible for rewards
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