IndusInd

IndusInd Nexxt Creditt card

IndusInd Bank Nexxt Credit Card: pay by Credit, EMI or Reward Points at POS. Earn 1 Reward Point per ₹150, get BOGO movie tickets and a 1% fuel surcharge waiver

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IndusInd

IndusInd Nexxt Creditt card image
Joining Fee₹10000
Annual FeeFree
Income₹20000
Credit Score720

Key Highlights

Shopping

Get Up to 2 Free Movie Tickets Every Month on BookMyShow

Each Free Ticket Capped at ₹200

Get Up to 2 Free Movie Tickets Every Month on BookMyShow

Each Free Ticket Capped at ₹200

Utility Bills

Earn 1 Reward Point for Every ₹150 Spent, on Utility

Insurance, Government, Education and Rent Payments

Earn 1 Reward Point for Every ₹150 Spent, on Utility

Insurance, Government, Education and Rent Payments

Eligibility

Age Criteria18-70
Credit Score720
Salaried Income₹2.4 LPA
Self-employed Income₹2.4 LPA
Employment TypeSelf Employed, Salaried
New to CreditEligible

Fees & Waivers

Joining Fee₹10000
Joining Fee OffsetChoice of one welcome gift at select fee points only Montblanc voucher, Postcard Hotel stay voucher, Vouchagram or Vouchagram Premium
Annual FeeFree
Annual Fee WaiverNot Applicable
Estimated Annual Saving₹7080

Rewards & Redemption

Reward Conversion1 Reward point = ₹0.75
Redemption Options
  • Flight & Hotel Bookings
  • IndusMoments catalogue
  • Gift Vouchers
Earning ExclusionsWallet Load, Rent, Jewellery, Fuel, Quasi Cash, Cash Withdrawal
Spend ExclusionsWallet Load, Rent, Jewellery, Fuel, Quasi Cash, Cash Withdrawal

Benefits

All Benefits

  • 1 Reward Point for every ₹150 spent, with Reward Points that never expire and, unusually for IndusInd, no de-rating on utility, insurance, government, education or rent spends
  • Redemption at POS with the Rewards button, on the IndusMoments catalogue, through Pay with Rewards TWID at Swiggy, McDonald’s, BookMyShow, Ixigo, Jio, BBPS bill payments
  • Buy One Get One free movie tickets on BookMyShow, up to 2 free tickets a month each capped at ₹200

Welcome Benefits

  • Get one welcome gift on paying the joining fee a Montblanc voucher, a Postcard Hotel e-voucher 1 room night with breakfast, or Vouchagram / Vouchagram Premium brand vouchers. Select fee points only valid 6 months

Movie Ticket Benefits

  • Get Buy One Get One free on movie tickets booked through BookMyShow up to 2 free tickets a month, each free ticket capped at ₹200

Fuel Surcharge Waiver Benefits

  • Save the 1% fuel surcharge at any petrol pump across India

Insurance Benefits

  • Travel insurance (Nexxt Travel) IndusInd Bank has tied up with The Oriental Insurance Company Ltd. as group manager to provide, up to the sums assured stated on the product page lost baggage ₹1,00,000; delayed baggage ₹25,000; loss of passport ₹50,000 lost ticket ₹25,000 missed connection ₹25,000

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility; please carefully review the features and benefits of the card offered before submitting your application
A minimum transaction of ₹100 within 30 days of card issuance is required to activate the card, failing which you will not be eligible for rewards
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