Yes Bank

Kiwi Klick Credit Card

Apply for Kiwi Klick Credit Card. Earn 2X rewards on all spends, link to UPI for easy payments & 1% fuel surcharge waiver. Zero joining & annual fee forever.

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Issued by

Yes Bank

Kiwi Klick Credit Card image
Joining FeeFree
Annual FeeFree
Income₹16000
Credit Score760

Key Highlights

Flat ₹250 Cashback (1000 Kiwis)

on the first merchant transaction made with the Yes Bank Klick Credit Card

Shopping

Flat ₹250 Cashback (1000 Kiwis)

on the first merchant transaction made with the Yes Bank Klick Credit Card issued on the Kiwi App

UPI

Get 1.5% Cashback

on UPI spends and 2 reward points per ₹200 spend on non-UPI transactions

UPI

Earn 1% to 1.5% Cashback

on all UPI scan-and-pay transactions, with potential for up to 5% via Kiwi Neon

Get 1.5% Cashback

on UPI spends and 2 reward points per ₹200 spend on non-UPI transactions

Eligibility

Age Criteria25-60

N/A

Credit Score760

N/A

Salaried Income₹2 LPA

N/A

Employment TypeSalaried
New to CreditNot eligible

Fees & Waivers

Joining FeeFree

N/A

Joining Fee OffsetNot Applicable
Annual FeeFree

N/A

Annual Fee WaiverNot Applicable
Estimated Annual Saving₹20321

Rewards & Redemption

Reward Conversion1 reward points = ₹0.25
Redemption Options
  • Flight & Hotel Bookings
  • e-vouchers
  • recharge
  • Mobile/DTH
Earning ExclusionsFuel Spends, EMI transactions, Purchases converted to EMI post facto, Wallet loading transactions, Purchase of Jewelry items, Cash advances, Payment of outstanding balances, Payment of card fees and other card charges, Rental Payments, Government services, Insurance services, Education services, Utility Spends that are not done on Airtel Thanks platform
Spend ExclusionsFuel Spends, EMI transactions, Purchases converted to EMI post facto, Wallet loading transactions, Purchase of Jewelry items, Cash advances, Payment of outstanding balances, Payment of card fees and other card charges, Rental Payments, Government services, Insurance services, Education services, Utility Spends that are not done on Airtel Thanks platform

Benefits

All Benefits

  • Get 1% to 1.5% cashback on all UPI Scan and pay transactions
  • 2 reward points for every ₹200 spent on all non-UPI transactions
  • Lifetime free credit card with no joining or renewal fees
  • Earn rewards on daily spends with simple reward structure

Surcharge Waiver Benefits

  • 1% waiver on fuel surcharge (some sources cite waiver within ₹500–₹3,000; max ₹250/month)

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

Please carefully read the features of the card offered before submitting your application
A minimum transaction of Rs.100 within 30 days is required to activate the card, otherwise, you won’t be eligible for the Rewards

FAQ

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