Kotak

Kotak Air Plus Credit Card

Earn up to 5 Air Miles per ₹100, enjoy complimentary domestic & international airport lounge access, a low 2% forex markup and welcome Air Miles with the Kotak Air+ Credit Card. Apply now for a premium, travel-rewarding experience

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Issued by

Kotak

Kotak Air Plus Credit Card image
Joining Fee₹3000
Annual Fee₹3000
Income₹25000
Credit Score720

Key Highlights

Travel

Get 2 International Priority Pass + 4 Domestic

Complimentary Lounge visits annually for primary cardholders

Get 2 International Priority Pass + 4 Domestic

Complimentary Lounge visits annually for primary cardholders

Earn 5 Air Miles for every ₹100 spent

on Flight & Hotel booking via Kotak Unbox

Travel

Earn 5 Air Miles for every ₹100 spent

on Flight & Hotel booking via Kotak Unbox

Eligibility

Age Criteria21-60
Credit Score720
Salaried Income₹3 LPA
Self-employed Income₹3 LPA
Employment TypeSelf Employed, Salaried
New to CreditEligible

Fees & Waivers

Joining Fee₹3000
Joining Fee Offset2,500 Air Miles as Welcome Benefit credited within 120 days of card issuance
Annual Fee₹3000
Annual Fee WaiverThe annual fee is waived if you spend ₹4 lakh or more in a year on your card, as per bank policy
Estimated Annual Saving₹11500

Rewards & Redemption

Reward Conversion1 Air Miles = ₹1
Redemption Options
  • Flight & Hotels 
Earning ExclusionsUtility/Telecom, Insurance, Education, Government spends, Rent, Fuel, Wallet Loading, EMI, Online Gaming, Cash Advance, International Transactions
Spend ExclusionsUtility/Telecom, Insurance, Education, Government spends, Rent, Fuel, Wallet Loading, EMI, Online Gaming, Cash Advance, International Transactions

Benefits

All Benefits

  • Travel rewards card earning Air Miles on every spend 5 Air Miles ₹100 on flights & hotels via Kotak Unbox 2 Air Miles ₹100 elsewhere
  • Complimentary domestic & international lounge access
  • Welcome & renewal Air Miles
  • low 2% forex mark-up

Welcome Benefits

  • 2,500 Air Miles as Welcome Benefit credited within 120 days of card issuance, subject to payment of joining fee
  • 2,500 Air Miles as Renewal Benefit on completion of each anniversary year subject to payment of annual fee

Flight Benefits

  • 5 Air Miles for every ₹100 spent on Flight & Hotel booking through Kotak Unbox accelerated earn capped at 15,000 Air Miles per statement cycle

Airport Lounge Benefits

  • 2 complimentary international lounge visits powered by Priority Pass
  • 4 complimentary domestic lounge visits annually for primary cardholders, domestic access capped at 2 lounges per calendar quarter

Fuel Surcharge Waiver Benefits

  • 1% fuel surcharge waiver on fuel transactions at petrol pumps across India. Applicable on transactions between ₹400–7,500; maximum waiver capped at ₹4,500 in an anniversary year

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility; please carefully review the features and benefits of the card offered before submitting your application
A minimum transaction of ₹100 within 30 days of card issuance is required to activate the card, failing which you will not be eligible for rewards
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