Punjab National Bank

PNB Zaggle Twin Credit Card

Earn 10 reward points per ₹300 on the PNB Zaggle Twin Credit Card — RuPay and Visa on one limit, 10 airport lounge visits a year and quarterly vouchers

ShoppingOnline Food OrderingTravel
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Issued by

Punjab National Bank

PNB Zaggle Twin Credit Card image
Joining Fee₹499
Annual Fee₹499
Income₹20833
Credit Score720

Key Highlights

Travel

Enjoy 8 Domestic and 2 International Airport Lounge Visits

Every Year, Plus 2 Railway Lounge Visits a Quarter

Enjoy 8 Domestic and 2 International Airport Lounge Visits

Every Year, Plus 2 Railway Lounge Visits a Quarter

Shopping

Get ₹250 Flipkart and ₹250 Myntra Vouchers Every Quarter

Visa Platinum card adds a buy-one-get-one movie offer worth ₹250 on BookMyShow every quarter

Online Food Ordering

Get a 3-Month Swiggy One Membership Every Year

a welcome voucher of up to ₹250 from Amazon, Swiggy, Zomato or Flipkart, unlocked on your first purchase of ₹300 or more at any of those four

Travel

Enjoy a ₹1,500 MakeMyTrip Voucher and a ₹100 Ola/Uber Voucher

in the RuPay voucher block, and on the Visa side an ixigo offer of Up to 15% discount on Flights and hotels, upto ₹1200.00, available once per card per month on a minimum booking of ₹5,000

Get a 3-Month Swiggy One Membership Every Year

a welcome voucher of up to ₹250 from Amazon, Swiggy, Zomato or Flipkart, unlocked on your first purchase of ₹300 or more at any of those four

Eligibility

Age Criteria21-70
Credit Score720
Salaried Income₹2.5 LPA
Self-employed Income₹2.5 LPA
Employment TypeSelf Employed, Salaried
New to CreditEligible

Fees & Waivers

Joining Fee₹499
Joining Fee OffsetPrime / JioHotstar welcome benefit once per annum, activation voucher up to ₹250 (Amazon, Swiggy, Zomato or Flipkart
Annual Fee₹499
Annual Fee WaiverThe annual fee is waived if you spend ₹1.5 lakh or more in a year on your card, as per bank policy
Estimated Annual Saving₹10000

Rewards & Redemption

Reward Conversion1 Reward Point =₹0.25
Redemption Options
  • Hotel & Flight Bookings
  • Movie Ticket Bookings
  • Phone/DTH Recharge
  • Merchandies
Earning ExclusionsFuel, EMI Transactions, Wallet Load, Rent, Government Spends, Cash Advances, ATM Withdrawals, Jewellery
Spend ExclusionsFuel, EMI Transactions, Wallet Load, Rent, Government Spends, Cash Advances, ATM Withdrawals, Jewellery

Benefits

All Benefits

  • 3-month Cult Fit “Cure Fit Live” subscription once a year
  • a Prime/JioHotstar welcome benefit once a year; a 3-month Swiggy One membership once a year
  • quarterly voucher block of ₹250 Flipkart, ₹250 Myntra, ₹100 Ola/Uber and ₹1,500 MakeMyTrip
  • 2 railway lounge visits a quarter the ixigo offer of up to 15% off flights and hotels, capped at ₹1,200, once per card per month on a minimum ₹5,000 booking
  • ₹250 BookMyShow buy-one-get-one once a quarter and GRT Jewellers discounts of ₹250 off silver orders of ₹2,500 and above and a flat 1.5% off gold orders above ₹20,000, capped at ₹1,500

Welcome Benefits

  • RuPay Select leg- Prime / JioHotstar subscription
  • VISA Platinum leg- Activation Offer Voucher up to INR 250. From Amazon, Swiggy, Zomato, Flipkart

Flight Benefits

  • IXIGO Offer Up to 15% discount on Flights and hotels, upto ₹1200.00, Can be availed once per card per month
  • Minimum Transaction Value - ₹5000. Max discount  ₹1200

Cab Benefits

  • Enjoy Ola, Uber Voucher worth ₹100, Once per quarter

Airport Lounge Benefits

  • Enjoy 8 Domestic and 2 International Airport Lounge Visits every year

Railway Lounge Benefits

  • Enjoy 2 Railway Lounge visit per quarter

Movie Benefits

  • A buy-one-get-one movie offer on BookMyshow worth ₹250, The benefit is capped at ₹250 of value and available once a quarter

Fuel Surcharge Waiver Benefits

  • Save the 1% fuel surcharge on qualifying fuel transactions, at a minimum transaction of ₹500 and a maximum of ₹4,000

Insurance Benefits

  • Personal Accident insurance cover upto ₹10 Lakh

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility; please carefully review the features and benefits of the card offered before submitting your application
A minimum transaction of ₹100 within 30 days of card issuance is required to activate the card, failing which you will not be eligible for rewards
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