SBI

SBI Aditya Birla Credit Card

Apply for Aditya Birla SBI Card and earn 10 Reward Points per ₹100 at Pantaloons, Louis Philippe and Van Heusen, plus 2,000 welcome points, at ₹499

ShoppingDiningTravel
Issued by

SBI

SBI Aditya Birla Credit Card image
Joining Fee₹499
Annual Fee₹499
Income₹25000
Credit Score720

Key Highlights

Shopping

Earn 10 Reward Points per ₹100 at Aditya Birla Brands

at Pantaloons, Louis Philippe, Van Heusen, Allen Solly, Peter England and more

Earn 10 Reward Points per ₹100 at Aditya Birla Brands

at Pantaloons, Louis Philippe, Van Heusen, Allen Solly, Peter England and more

Dining

Earn 5 Reward Points per ₹100

on Dining and Entertainment

Travel

Earn 5 Reward Points per ₹100

on Hotel Stays and lodging spends

Earn 5 Reward Points per ₹100

on Dining and Entertainment

Eligibility

Age Criteria21-60
Credit Score720
Salaried Income₹3 LPA
Self-employed Income₹3 LPA
Employment TypeSelf Employed, Salaried
New to CreditEligible

Fees & Waivers

Joining Fee₹499
Joining Fee OffsetWelcome Reward Points 2,000 Reward Points worth ₹500
Annual Fee₹499
Annual Fee WaiverNot Applicable
Estimated Annual Saving₹10000

Rewards & Redemption

Reward Conversion1 Reward Point = ₹0.25
Redemption Options
  • Gift Vouchers
  • Merchandise
  • Physical Product
Earning ExclusionsFuel, Rent, Cash Advance, Wallet Load, EMI, Government Spends, Utility Bills, Balance Transfer, Disputed Transactions, Financial Charges
Spend ExclusionsFuel, Rent, Cash Advance, Wallet Load, EMI, Government Spends, Utility Bills, Balance Transfer, Disputed Transactions, Financial Charges

Benefits

All Benefits

  • 10 Reward Points per ₹100 spent at Aditya Birla Group brands
  • 5 Reward Points per ₹100 spent on dining, entertainment and hotels
  • 1 Reward Point per ₹200 on all other retail purchases, each point worth ₹0.25
  • 2,000 milestone Reward Points on annual spends of ₹1,00,000 and a further 2,000 on annual spends of ₹1,50,000

Welcome Benefits

  • 2,000 Reward Points worth ₹500, credited on payment of the joining fee

Movie Ticket Benefits

  • Entertainment spends earn 5 Reward Points per ₹100

Dining Benefits

  • 5 Reward Points per ₹100 spent on dining

Fuel Surcharge Waiver Benefits

  • 1% fuel surcharge waiver at all petrol pumps in India on transactions between ₹500 and ₹3,000, capped at ₹100 per statement cycle per card account

Bank Offer

  • 2,000 milestone Reward Points on annual spends of ₹1,00,000 and a further 2,000 Reward Points on annual spends of ₹1,50,000

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility; please carefully review the features and benefits of the card offered before submitting your application
A minimum transaction of ₹100 within 30 days of card issuance is required to activate the card, failing which you will not be eligible for rewards