SBI

SBI BPCL Credit Card

Apply for SBI BPCL Credit Card for 4.25% value back at BPCL pumps, 13 RP per ₹100 on fuel & 5 RP on dining & groceries. Best for BPCL fuel users.

Fuel
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Issued by

SBI

SBI BPCL Credit Card image
Joining Fee₹499
Annual Fee₹499
Income₹30000
Credit Score720

Key Highlights

Fuel

Earn 13X Reward Points on Fuel Purchases at BPCL Petrol Pumps

with maximum 1300 Reward points per billing cycle

Earn 5 Reward Points on Every ₹100

Spent at Dining up to 5,000 reward points per month

Earn 5 Reward Points on Every ₹100

spent at Grocery stores, up to 5,000 reward points per month

Earn 5 Reward Points on Every ₹100

spent at Departmental Stores and Movies, up to 5,000 reward points per month

Fuel

Get 2,000 Activation Bonus Reward Points Worth ₹500

credited within 20 days of joining fee payment

Get 2,000 Activation Bonus reward points Worth ₹500

credited within 20 days of joining fee payment

Earn 13X Reward Points on Fuel Purchases at BPCL Petrol Pumps

with maximum 1300 Reward points per billing cycle

Eligibility

Age Criteria21-70
Credit Score720
Salaried Income₹3.6 LPA
Self-employed Income₹4 LPA
Employment TypeSelf Employed, Salaried
New to CreditEligible

Fees & Waivers

Joining Fee₹499
Joining Fee OffsetGet 2,000 bonus Reward Points worth ₹500
Annual Fee₹499
Annual Fee WaiverThe annual fee is waived if you spend ₹50 thousand or more in a year on your card, as per bank policy.
Estimated Annual Saving₹40000

Rewards & Redemption

Reward Conversion1 RP = ₹0.25
Redemption Options
  • Fuel credit at BPCL stations
  • Merchandise
Earning ExclusionsEMI Spends, Rent Payment, Insurance Payments, Wallet Loads, Fuel Spends (Non BPCL), Utility bills, Cash Advances, Balance transfers
Spend ExclusionsEMI Spends, Rent Payment, Insurance Payments, Wallet Loads, Fuel Spends (Non BPCL), Utility bills, Cash Advances, Balance transfers

Benefits

All Benefits

  • 4.25% value back as 13X Reward Points on BPCL petrol pump purchases in India, capped at 1,300 Reward Points per billing cycle
  • 5 Reward Points on every ₹100 spent on dining, departmental stores, grocery, and movies, capped at 5,000 Reward Points per month
  • 1 Reward Point on every ₹100 spent on other retail purchases

Welcome Benefits

  • Get 2,000 bonus Reward Points worth ₹500, Reward Points are credited within 20 days of joining fee payment

Movie Benefits

  • 5 Reward Points on every ₹100 spent on movies
  • Up to 5,000 Reward Points per month on accelerated categories

Dining Benefits

  • 5 Reward Points on every ₹100 spent on dining
  • Up to 5,000 Reward Points per month on accelerated categories

Fuel Benefits

  • 4.25% value back as 13X Reward Points on BPCL petrol pump purchases in India
  • Maximum 1,300 Reward Points per billing cycle

Surcharge Waiver Benefits

  • 1% fuel surcharge waiver on BPCL petrol pump transactions in India up to ₹4,000 per transaction

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility. Please carefully read the features of the card offered before submitting your application
A minimum transaction of Rs.100 within 30 days is required to activate the card, otherwise, you won’t be eligible for the Rewards

FAQ

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