SBI

SBI Cashback Credit Card

Apply for SBI Cashback Credit Card. Earn 5% cashback on online spends, 1% on offline & 1% fuel surcharge waiver. Best for online shoppers.

ShoppingOnline Food OrderingDiningGrocery Shopping
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Issued by

SBI

SBI Cashback Credit Card image
Joining Fee₹999
Annual Fee₹999
Income₹30000
Credit Score750

Key Highlights

Dining

Get 5% Cashback on Dining

Restaurant Payments processed through online platforms using the SBI Cashback Credit Card

Earn 5% Cashback on Online Spends

capped at ₹2,000 and 1% on offline spends capped at ₹2,000 every statement cycle, with a total cashback of up to ₹4,000 per billing cycle

Grocery Shopping

Get 5% Cashback on

Blinkit, Zepto, BigBasket, Instamart with a capping of ₹2,000 per statement cycle

Online Food Ordering

Get 5% Cashback on Food Orders

on all online food orders, making every meal more rewarding with a capping of ₹2,000 per statement cycle

Shopping

Get 5% Cashback

on all online shopping spends including Amazon, Flipkart, Myntra, Ajio, and many more with a capping of ₹2,000 per statement cycle

Get 5% Cashback on

Blinkit, Zepto, BigBasket, Instamart with a capping of ₹2,000 per statement cycle

Get 5% Cashback

on all online shopping spends including Amazon, Flipkart, Myntra, Ajio, and many more with a capping of ₹2,000 per statement cycle

Grocery Shopping

Get 1% Cashback

on grocery shopping at departmental stores (offline merchants) using the SBI Cashback Credit Card with a capping of ₹2,000 per statement cycle

Get Flat 1% Cashback

on all offline spends with a capping of ₹2,000 per statement cycle (including the online spends)

Shopping

Get Flat 1% Cashback

on all offline shopping spends with a capping of ₹2,000 per statement cycle

Eligibility

Age Criteria21-65

Applicants must be between 21 and 65 years at the time of application.

Credit Score750

A CRIF score of 750 or above is required as per the bank’s eligibility criteria.

Salaried Income₹3 LPA

Minimum Annual Income of ₹3 LPA is required to apply for the SBI Cashback Credit Card, as per bank eligibility.

Self-employed Income₹3 LPA

Minimum Annual Income of ₹3 LPA is required to apply for the SBI Cashback Credit Card, as per bank eligibility.

Employment TypeSelf Employed, Salaried
New to CreditEligible

Fees & Waivers

Joining Fee₹999

A one-time joining fee is charged at the time of card issuance as per the bank’s policy.

Joining Fee OffsetThe joining fee is not offset by any bonus or credit.
Annual Fee₹999

The annual fee is charged every year and may be waived if you meet the bank’s spending conditions.

Annual Fee WaiverThe annual fee is waived if you spend ₹2 lakh or more in a year on your card, as per bank policy.
Estimated Annual Saving₹60000

Rewards & Redemption

Reward ConversionN/A
Redemption Options

This is a cashback card, and the earned cashback is adjusted directly in your monthly statement.

Earning ExclusionsFuel Transactions, Rent Payments, Wallet Loads, Cash Withdrawals, EMI Transactions, Fees & Charges, Government Payments, Education Payments, Insurance Premium Payments, Utility Bills Payments, Gift Card or Voucher Purchases, Reversed or Refunded Transactions, Gaming Platforms, Tolls
Spend ExclusionsFuel Transactions, Rent Payments, Wallet Loads, Cash Withdrawals, EMI Transactions, Fees & Charges, Government Payments, Education Payments, Insurance Premium Payments, Utility Bills Payments, Gift Card or Voucher Purchases, Reversed or Refunded Transactions, Gaming Platforms, Tolls

Benefits

All Benefits

  • 5% cashback on online spends
  • Maximum online cashback of ₹2,000 per statement cycle
  • 1% cashback on offline spends
  • Maximum offline cashback of ₹2,000 per statement cycle; total cashback capped at ₹4,000 per statement cycle
  • Annual fee reversal on annual spends of ₹2 lakh

Dining Benefits

  • Get 5% Cashback on Dining restaurant payments processed through online platform using the SBI Cashback Credit Card

Fuel Surcharge Waiver Benefits

  • Get a 1% fuel surcharge waiver for transactions between ₹500 and ₹3,000, with a maximum waiver of ₹100 per billing cycle

Documents

PAN Card
Aadhaar Card or valid address proof
Latest salary slips or income proof
Recent bank statements

Terms

The bank may offer a different card variant based on your eligibility; please carefully review the features and benefits of the card offered before submitting your application
A minimum transaction of ₹100 within 30 days of card issuance is required to activate the card, failing which you will not be eligible for rewards

FAQ

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